▼ 0.50% · 3.625%
HK$15,278
−HK$958/mo
▼ 0.25% · 3.875%
HK$15,753
−HK$483/mo
Today · 4.125%
HK$16,236
baseline
▲ 0.50% · 4.625%
HK$17,224
+HK$988/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,472/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,997
−HK$918/mo
▼ 0.25% · 3.875%
HK$17,453
−HK$462/mo
Today · 4.125%
HK$17,915
baseline
▲ 0.50% · 4.625%
HK$18,859
+HK$944/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,830/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,806
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,329
−HK$531/mo
Today · 4.125%
HK$17,860
baseline
▲ 0.50% · 4.625%
HK$18,947
+HK$1,087/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$35,720/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,697
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,198
−HK$509/mo
Today · 4.125%
HK$19,707
baseline
▲ 0.50% · 4.625%
HK$20,745
+HK$1,038/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$39,414/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,334
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,904
−HK$580/mo
Today · 4.125%
HK$19,484
baseline
▲ 0.50% · 4.625%
HK$20,669
+HK$1,185/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$38,968/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,396
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,943
−HK$555/mo
Today · 4.125%
HK$21,498
baseline
▲ 0.50% · 4.625%
HK$22,631
+HK$1,133/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$42,996/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,862
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,479
−HK$628/mo
Today · 4.125%
HK$21,107
baseline
▲ 0.50% · 4.625%
HK$22,391
+HK$1,284/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$42,214/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,096
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,688
−HK$602/mo
Today · 4.125%
HK$23,290
baseline
▲ 0.50% · 4.625%
HK$24,517
+HK$1,227/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$46,580/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,389
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,055
−HK$676/mo
Today · 4.125%
HK$22,731
baseline
▲ 0.50% · 4.625%
HK$24,114
+HK$1,383/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,462/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,796
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,434
−HK$647/mo
Today · 4.125%
HK$25,081
baseline
▲ 0.50% · 4.625%
HK$26,403
+HK$1,322/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,162/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,917
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,630
−HK$724/mo
Today · 4.125%
HK$24,354
baseline
▲ 0.50% · 4.625%
HK$25,836
+HK$1,482/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$48,708/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,495
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,179
−HK$694/mo
Today · 4.125%
HK$26,873
baseline
▲ 0.50% · 4.625%
HK$28,289
+HK$1,416/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$53,746/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,445
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,206
−HK$772/mo
Today · 4.125%
HK$25,978
baseline
▲ 0.50% · 4.625%
HK$27,559
+HK$1,581/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$51,956/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,195
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,924
−HK$740/mo
Today · 4.125%
HK$28,664
baseline
▲ 0.50% · 4.625%
HK$30,175
+HK$1,511/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$57,328/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,973
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,781
−HK$821/mo
Today · 4.125%
HK$27,602
baseline
▲ 0.50% · 4.625%
HK$29,281
+HK$1,679/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$55,204/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,895
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,670
−HK$786/mo
Today · 4.125%
HK$30,456
baseline
▲ 0.50% · 4.625%
HK$32,061
+HK$1,605/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$60,912/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,501
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,356
−HK$869/mo
Today · 4.125%
HK$29,225
baseline
▲ 0.50% · 4.625%
HK$31,004
+HK$1,779/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$58,450/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,594
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,415
−HK$832/mo
Today · 4.125%
HK$32,247
baseline
▲ 0.50% · 4.625%
HK$33,947
+HK$1,700/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$64,494/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$201,007 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).