▼ 0.50% · 3.625%
HK$19,388
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,992
−HK$612/mo
Today · 4.125%
HK$20,604
baseline
▲ 0.50% · 4.625%
HK$21,858
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,208/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,569
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,148
−HK$587/mo
Today · 4.125%
HK$22,735
baseline
▲ 0.50% · 4.625%
HK$23,933
+HK$1,198/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,470/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,327
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,991
−HK$674/mo
Today · 4.125%
HK$22,665
baseline
▲ 0.50% · 4.625%
HK$24,044
+HK$1,379/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,330/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,726
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,363
−HK$645/mo
Today · 4.125%
HK$25,008
baseline
▲ 0.50% · 4.625%
HK$26,326
+HK$1,318/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,016/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,266
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,990
−HK$735/mo
Today · 4.125%
HK$24,725
baseline
▲ 0.50% · 4.625%
HK$26,230
+HK$1,505/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,450/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,883
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,577
−HK$705/mo
Today · 4.125%
HK$27,282
baseline
▲ 0.50% · 4.625%
HK$28,720
+HK$1,438/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,564/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,205
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,989
−HK$797/mo
Today · 4.125%
HK$26,786
baseline
▲ 0.50% · 4.625%
HK$28,415
+HK$1,629/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,572/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,040
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,792
−HK$763/mo
Today · 4.125%
HK$29,555
baseline
▲ 0.50% · 4.625%
HK$31,113
+HK$1,558/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,110/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,144
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,988
−HK$858/mo
Today · 4.125%
HK$28,846
baseline
▲ 0.50% · 4.625%
HK$30,601
+HK$1,755/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,692/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,197
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,007
−HK$822/mo
Today · 4.125%
HK$31,829
baseline
▲ 0.50% · 4.625%
HK$33,506
+HK$1,677/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,658/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,083
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,987
−HK$919/mo
Today · 4.125%
HK$30,906
baseline
▲ 0.50% · 4.625%
HK$32,787
+HK$1,881/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,812/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,354
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,222
−HK$880/mo
Today · 4.125%
HK$34,102
baseline
▲ 0.50% · 4.625%
HK$35,900
+HK$1,798/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,204/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,021
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,986
−HK$981/mo
Today · 4.125%
HK$32,967
baseline
▲ 0.50% · 4.625%
HK$34,973
+HK$2,006/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,934/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,511
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,437
−HK$939/mo
Today · 4.125%
HK$36,376
baseline
▲ 0.50% · 4.625%
HK$38,293
+HK$1,917/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,752/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,960
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,986
−HK$1,041/mo
Today · 4.125%
HK$35,027
baseline
▲ 0.50% · 4.625%
HK$37,159
+HK$2,132/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,054/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,668
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,651
−HK$998/mo
Today · 4.125%
HK$38,649
baseline
▲ 0.50% · 4.625%
HK$40,686
+HK$2,037/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,298/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,899
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,985
−HK$1,103/mo
Today · 4.125%
HK$37,088
baseline
▲ 0.50% · 4.625%
HK$39,344
+HK$2,256/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,176/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,825
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,866
−HK$1,057/mo
Today · 4.125%
HK$40,923
baseline
▲ 0.50% · 4.625%
HK$43,080
+HK$2,157/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,846/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,083 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).