▼ 0.50% · 3.625%
HK$20,928
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,579
−HK$661/mo
Today · 4.125%
HK$22,240
baseline
▲ 0.50% · 4.625%
HK$23,593
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,480/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,282
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,906
−HK$634/mo
Today · 4.125%
HK$24,540
baseline
▲ 0.50% · 4.625%
HK$25,833
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,080/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,021
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,737
−HK$727/mo
Today · 4.125%
HK$24,464
baseline
▲ 0.50% · 4.625%
HK$25,953
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,928/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,610
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,297
−HK$697/mo
Today · 4.125%
HK$26,994
baseline
▲ 0.50% · 4.625%
HK$28,417
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,988/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,113
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,895
−HK$793/mo
Today · 4.125%
HK$26,688
baseline
▲ 0.50% · 4.625%
HK$28,312
+HK$1,624/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,376/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,938
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,688
−HK$760/mo
Today · 4.125%
HK$29,448
baseline
▲ 0.50% · 4.625%
HK$31,000
+HK$1,552/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,896/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,206
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,052
−HK$860/mo
Today · 4.125%
HK$28,912
baseline
▲ 0.50% · 4.625%
HK$30,671
+HK$1,759/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,824/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,267
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,078
−HK$824/mo
Today · 4.125%
HK$31,902
baseline
▲ 0.50% · 4.625%
HK$33,583
+HK$1,681/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,804/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,299
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,210
−HK$926/mo
Today · 4.125%
HK$31,136
baseline
▲ 0.50% · 4.625%
HK$33,031
+HK$1,895/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,272/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,595
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,469
−HK$887/mo
Today · 4.125%
HK$34,356
baseline
▲ 0.50% · 4.625%
HK$36,167
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,712/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,392
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,368
−HK$992/mo
Today · 4.125%
HK$33,360
baseline
▲ 0.50% · 4.625%
HK$35,390
+HK$2,030/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,720/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,923
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,860
−HK$950/mo
Today · 4.125%
HK$36,810
baseline
▲ 0.50% · 4.625%
HK$38,750
+HK$1,940/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,620/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,484
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,526
−HK$1,058/mo
Today · 4.125%
HK$35,584
baseline
▲ 0.50% · 4.625%
HK$37,749
+HK$2,165/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$71,168/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,251
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,250
−HK$1,014/mo
Today · 4.125%
HK$39,264
baseline
▲ 0.50% · 4.625%
HK$41,333
+HK$2,069/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$78,528/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,577
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,684
−HK$1,124/mo
Today · 4.125%
HK$37,808
baseline
▲ 0.50% · 4.625%
HK$40,109
+HK$2,301/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,616/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,579
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,641
−HK$1,077/mo
Today · 4.125%
HK$41,718
baseline
▲ 0.50% · 4.625%
HK$43,917
+HK$2,199/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,436/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,670
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,842
−HK$1,190/mo
Today · 4.125%
HK$40,032
baseline
▲ 0.50% · 4.625%
HK$42,468
+HK$2,436/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,064/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,908
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,031
−HK$1,141/mo
Today · 4.125%
HK$44,172
baseline
▲ 0.50% · 4.625%
HK$46,500
+HK$2,328/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,344/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,783 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).