▼ 0.50% · 3.625%
HK$21,572
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,243
−HK$682/mo
Today · 4.125%
HK$22,925
baseline
▲ 0.50% · 4.625%
HK$24,320
+HK$1,395/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,850/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,998
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,642
−HK$653/mo
Today · 4.125%
HK$25,295
baseline
▲ 0.50% · 4.625%
HK$26,628
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,590/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,729
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,467
−HK$750/mo
Today · 4.125%
HK$25,217
baseline
▲ 0.50% · 4.625%
HK$26,751
+HK$1,534/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,434/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,398
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,106
−HK$719/mo
Today · 4.125%
HK$27,825
baseline
▲ 0.50% · 4.625%
HK$29,291
+HK$1,466/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,650/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,886
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,691
−HK$819/mo
Today · 4.125%
HK$27,510
baseline
▲ 0.50% · 4.625%
HK$29,183
+HK$1,673/mo
Deposit HK$3.78M · loan HK$5.68M · min. income ≈ HK$55,020/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,798
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,571
−HK$783/mo
Today · 4.125%
HK$30,354
baseline
▲ 0.50% · 4.625%
HK$31,954
+HK$1,600/mo
Deposit HK$3.78M · loan HK$5.68M · min. income ≈ HK$60,708/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,043
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,916
−HK$886/mo
Today · 4.125%
HK$29,802
baseline
▲ 0.50% · 4.625%
HK$31,615
+HK$1,813/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,604/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,198
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,035
−HK$849/mo
Today · 4.125%
HK$32,884
baseline
▲ 0.50% · 4.625%
HK$34,617
+HK$1,733/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,768/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,201
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,140
−HK$954/mo
Today · 4.125%
HK$32,094
baseline
▲ 0.50% · 4.625%
HK$34,047
+HK$1,953/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,188/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,598
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,499
−HK$914/mo
Today · 4.125%
HK$35,413
baseline
▲ 0.50% · 4.625%
HK$37,280
+HK$1,867/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,826/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,358
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,364
−HK$1,023/mo
Today · 4.125%
HK$34,387
baseline
▲ 0.50% · 4.625%
HK$36,479
+HK$2,092/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,774/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,998
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,963
−HK$980/mo
Today · 4.125%
HK$37,943
baseline
▲ 0.50% · 4.625%
HK$39,943
+HK$2,000/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,886/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,515
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,589
−HK$1,090/mo
Today · 4.125%
HK$36,679
baseline
▲ 0.50% · 4.625%
HK$38,911
+HK$2,232/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,358/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,398
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,427
−HK$1,045/mo
Today · 4.125%
HK$40,472
baseline
▲ 0.50% · 4.625%
HK$42,605
+HK$2,133/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,944/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,672
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,813
−HK$1,159/mo
Today · 4.125%
HK$38,972
baseline
▲ 0.50% · 4.625%
HK$41,343
+HK$2,371/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,944/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,797
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,892
−HK$1,110/mo
Today · 4.125%
HK$43,002
baseline
▲ 0.50% · 4.625%
HK$45,268
+HK$2,266/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$86,004/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,829
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,037
−HK$1,227/mo
Today · 4.125%
HK$41,264
baseline
▲ 0.50% · 4.625%
HK$43,775
+HK$2,511/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$82,528/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,197
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,356
−HK$1,175/mo
Today · 4.125%
HK$45,531
baseline
▲ 0.50% · 4.625%
HK$47,931
+HK$2,400/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$91,062/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,028 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).