▼ 0.50% · 3.625%
HK$19,215
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,813
−HK$607/mo
Today · 4.125%
HK$20,420
baseline
▲ 0.50% · 4.625%
HK$21,663
+HK$1,243/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,840/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,377
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,950
−HK$582/mo
Today · 4.125%
HK$22,532
baseline
▲ 0.50% · 4.625%
HK$23,720
+HK$1,188/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,064/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,137
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,794
−HK$668/mo
Today · 4.125%
HK$22,462
baseline
▲ 0.50% · 4.625%
HK$23,829
+HK$1,367/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,924/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,515
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,145
−HK$640/mo
Today · 4.125%
HK$24,785
baseline
▲ 0.50% · 4.625%
HK$26,091
+HK$1,306/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,570/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,058
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,776
−HK$728/mo
Today · 4.125%
HK$24,504
baseline
▲ 0.50% · 4.625%
HK$25,995
+HK$1,491/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,008/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,652
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,340
−HK$698/mo
Today · 4.125%
HK$27,038
baseline
▲ 0.50% · 4.625%
HK$28,463
+HK$1,425/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,076/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,980
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,757
−HK$789/mo
Today · 4.125%
HK$26,546
baseline
▲ 0.50% · 4.625%
HK$28,162
+HK$1,616/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,092/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,790
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,535
−HK$756/mo
Today · 4.125%
HK$29,291
baseline
▲ 0.50% · 4.625%
HK$30,835
+HK$1,544/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,582/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,902
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,738
−HK$850/mo
Today · 4.125%
HK$28,588
baseline
▲ 0.50% · 4.625%
HK$30,328
+HK$1,740/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,176/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,928
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,730
−HK$815/mo
Today · 4.125%
HK$31,545
baseline
▲ 0.50% · 4.625%
HK$33,207
+HK$1,662/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,090/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,823
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,720
−HK$911/mo
Today · 4.125%
HK$30,631
baseline
▲ 0.50% · 4.625%
HK$32,494
+HK$1,863/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,262/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,065
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,925
−HK$873/mo
Today · 4.125%
HK$33,798
baseline
▲ 0.50% · 4.625%
HK$35,579
+HK$1,781/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,596/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,745
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,701
−HK$972/mo
Today · 4.125%
HK$32,673
baseline
▲ 0.50% · 4.625%
HK$34,661
+HK$1,988/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$65,346/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,203
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,120
−HK$931/mo
Today · 4.125%
HK$36,051
baseline
▲ 0.50% · 4.625%
HK$37,951
+HK$1,900/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$72,102/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,666
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,682
−HK$1,033/mo
Today · 4.125%
HK$34,715
baseline
▲ 0.50% · 4.625%
HK$36,827
+HK$2,112/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,430/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,341
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,315
−HK$989/mo
Today · 4.125%
HK$38,304
baseline
▲ 0.50% · 4.625%
HK$40,323
+HK$2,019/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,608/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,588
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,664
−HK$1,093/mo
Today · 4.125%
HK$36,757
baseline
▲ 0.50% · 4.625%
HK$38,993
+HK$2,236/mo
Deposit HK$843K · loan HK$7.58M · min. income ≈ HK$73,514/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,478
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,510
−HK$1,047/mo
Today · 4.125%
HK$40,557
baseline
▲ 0.50% · 4.625%
HK$42,695
+HK$2,138/mo
Deposit HK$843K · loan HK$7.58M · min. income ≈ HK$81,114/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,806 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).