▼ 0.50% · 3.625%
HK$20,208
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,836
−HK$639/mo
Today · 4.125%
HK$21,475
baseline
▲ 0.50% · 4.625%
HK$22,782
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,950/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,481
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,084
−HK$611/mo
Today · 4.125%
HK$23,695
baseline
▲ 0.50% · 4.625%
HK$24,944
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,390/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,229
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,920
−HK$702/mo
Today · 4.125%
HK$23,622
baseline
▲ 0.50% · 4.625%
HK$25,060
+HK$1,438/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,244/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,729
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,392
−HK$673/mo
Today · 4.125%
HK$26,065
baseline
▲ 0.50% · 4.625%
HK$27,439
+HK$1,374/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,130/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,249
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,004
−HK$766/mo
Today · 4.125%
HK$25,770
baseline
▲ 0.50% · 4.625%
HK$27,338
+HK$1,568/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$51,540/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,977
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,701
−HK$734/mo
Today · 4.125%
HK$28,435
baseline
▲ 0.50% · 4.625%
HK$29,933
+HK$1,498/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$56,870/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,270
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,087
−HK$830/mo
Today · 4.125%
HK$27,917
baseline
▲ 0.50% · 4.625%
HK$29,616
+HK$1,699/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,834/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,225
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,009
−HK$795/mo
Today · 4.125%
HK$30,804
baseline
▲ 0.50% · 4.625%
HK$32,428
+HK$1,624/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,608/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,291
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,171
−HK$894/mo
Today · 4.125%
HK$30,065
baseline
▲ 0.50% · 4.625%
HK$31,894
+HK$1,829/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,130/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,473
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,317
−HK$857/mo
Today · 4.125%
HK$33,174
baseline
▲ 0.50% · 4.625%
HK$34,922
+HK$1,748/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,348/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,312
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,254
−HK$958/mo
Today · 4.125%
HK$32,212
baseline
▲ 0.50% · 4.625%
HK$34,172
+HK$1,960/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,424/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,721
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,626
−HK$917/mo
Today · 4.125%
HK$35,543
baseline
▲ 0.50% · 4.625%
HK$37,417
+HK$1,874/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,086/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,332
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,338
−HK$1,022/mo
Today · 4.125%
HK$34,360
baseline
▲ 0.50% · 4.625%
HK$36,451
+HK$2,091/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,720/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,969
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,934
−HK$979/mo
Today · 4.125%
HK$37,913
baseline
▲ 0.50% · 4.625%
HK$39,911
+HK$1,998/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,826/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,353
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,422
−HK$1,085/mo
Today · 4.125%
HK$36,507
baseline
▲ 0.50% · 4.625%
HK$38,729
+HK$2,222/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$73,014/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,218
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,243
−HK$1,039/mo
Today · 4.125%
HK$40,282
baseline
▲ 0.50% · 4.625%
HK$42,406
+HK$2,124/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,564/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,374
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,505
−HK$1,150/mo
Today · 4.125%
HK$38,655
baseline
▲ 0.50% · 4.625%
HK$41,007
+HK$2,352/mo
Deposit HK$886K · loan HK$7.98M · min. income ≈ HK$77,310/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,466
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,551
−HK$1,101/mo
Today · 4.125%
HK$42,652
baseline
▲ 0.50% · 4.625%
HK$44,900
+HK$2,248/mo
Deposit HK$886K · loan HK$7.98M · min. income ≈ HK$85,304/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,862 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).