▼ 0.50% · 3.625%
HK$18,491
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,066
−HK$584/mo
Today · 4.125%
HK$19,650
baseline
▲ 0.50% · 4.625%
HK$20,846
+HK$1,196/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,300/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,571
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,122
−HK$560/mo
Today · 4.125%
HK$21,682
baseline
▲ 0.50% · 4.625%
HK$22,825
+HK$1,143/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,364/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,340
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,972
−HK$643/mo
Today · 4.125%
HK$21,615
baseline
▲ 0.50% · 4.625%
HK$22,930
+HK$1,315/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,230/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,628
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,235
−HK$615/mo
Today · 4.125%
HK$23,850
baseline
▲ 0.50% · 4.625%
HK$25,107
+HK$1,257/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,700/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,189
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,879
−HK$701/mo
Today · 4.125%
HK$23,580
baseline
▲ 0.50% · 4.625%
HK$25,015
+HK$1,435/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$47,160/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,685
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,347
−HK$671/mo
Today · 4.125%
HK$26,018
baseline
▲ 0.50% · 4.625%
HK$27,390
+HK$1,372/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$52,036/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,038
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,786
−HK$759/mo
Today · 4.125%
HK$25,545
baseline
▲ 0.50% · 4.625%
HK$27,100
+HK$1,555/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,090/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,742
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,459
−HK$728/mo
Today · 4.125%
HK$28,187
baseline
▲ 0.50% · 4.625%
HK$29,672
+HK$1,485/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,374/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,887
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,692
−HK$818/mo
Today · 4.125%
HK$27,510
baseline
▲ 0.50% · 4.625%
HK$29,184
+HK$1,674/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,020/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,799
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,571
−HK$784/mo
Today · 4.125%
HK$30,355
baseline
▲ 0.50% · 4.625%
HK$31,955
+HK$1,600/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,710/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,736
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,599
−HK$876/mo
Today · 4.125%
HK$29,475
baseline
▲ 0.50% · 4.625%
HK$31,269
+HK$1,794/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,950/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,856
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,683
−HK$840/mo
Today · 4.125%
HK$32,523
baseline
▲ 0.50% · 4.625%
HK$34,237
+HK$1,714/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$65,046/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,585
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,505
−HK$935/mo
Today · 4.125%
HK$31,440
baseline
▲ 0.50% · 4.625%
HK$33,353
+HK$1,913/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,880/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,913
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,796
−HK$895/mo
Today · 4.125%
HK$34,691
baseline
▲ 0.50% · 4.625%
HK$36,520
+HK$1,829/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,382/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,434
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,412
−HK$993/mo
Today · 4.125%
HK$33,405
baseline
▲ 0.50% · 4.625%
HK$35,438
+HK$2,033/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,810/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,970
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,908
−HK$951/mo
Today · 4.125%
HK$36,859
baseline
▲ 0.50% · 4.625%
HK$38,802
+HK$1,943/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,718/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,283
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,318
−HK$1,052/mo
Today · 4.125%
HK$35,370
baseline
▲ 0.50% · 4.625%
HK$37,522
+HK$2,152/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,740/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,027
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,020
−HK$1,008/mo
Today · 4.125%
HK$39,028
baseline
▲ 0.50% · 4.625%
HK$41,085
+HK$2,057/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,056/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,271 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).