▼ 0.50% · 3.625%
HK$20,630
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,272
−HK$652/mo
Today · 4.125%
HK$21,924
baseline
▲ 0.50% · 4.625%
HK$23,258
+HK$1,334/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,848/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,951
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,566
−HK$624/mo
Today · 4.125%
HK$24,190
baseline
▲ 0.50% · 4.625%
HK$25,466
+HK$1,276/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,380/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,693
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,399
−HK$717/mo
Today · 4.125%
HK$24,116
baseline
▲ 0.50% · 4.625%
HK$25,583
+HK$1,467/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$48,232/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,246
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,923
−HK$686/mo
Today · 4.125%
HK$26,609
baseline
▲ 0.50% · 4.625%
HK$28,012
+HK$1,403/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$53,218/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,756
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,526
−HK$782/mo
Today · 4.125%
HK$26,308
baseline
▲ 0.50% · 4.625%
HK$27,909
+HK$1,601/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,616/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,541
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,279
−HK$750/mo
Today · 4.125%
HK$29,029
baseline
▲ 0.50% · 4.625%
HK$30,559
+HK$1,530/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,058/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,819
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,653
−HK$848/mo
Today · 4.125%
HK$28,501
baseline
▲ 0.50% · 4.625%
HK$30,235
+HK$1,734/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$57,002/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,836
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,636
−HK$812/mo
Today · 4.125%
HK$31,448
baseline
▲ 0.50% · 4.625%
HK$33,105
+HK$1,657/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,896/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,882
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,780
−HK$913/mo
Today · 4.125%
HK$30,693
baseline
▲ 0.50% · 4.625%
HK$32,561
+HK$1,868/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,386/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,131
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,992
−HK$875/mo
Today · 4.125%
HK$33,867
baseline
▲ 0.50% · 4.625%
HK$35,652
+HK$1,785/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,734/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,945
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,907
−HK$978/mo
Today · 4.125%
HK$32,885
baseline
▲ 0.50% · 4.625%
HK$34,886
+HK$2,001/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,770/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,426
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,349
−HK$937/mo
Today · 4.125%
HK$36,286
baseline
▲ 0.50% · 4.625%
HK$38,198
+HK$1,912/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,572/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,008
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,034
−HK$1,044/mo
Today · 4.125%
HK$35,078
baseline
▲ 0.50% · 4.625%
HK$37,212
+HK$2,134/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,156/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,721
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,706
−HK$999/mo
Today · 4.125%
HK$38,705
baseline
▲ 0.50% · 4.625%
HK$40,745
+HK$2,040/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,410/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,071
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,162
−HK$1,108/mo
Today · 4.125%
HK$37,270
baseline
▲ 0.50% · 4.625%
HK$39,538
+HK$2,268/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,540/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,016
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,062
−HK$1,062/mo
Today · 4.125%
HK$41,124
baseline
▲ 0.50% · 4.625%
HK$43,291
+HK$2,167/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,248/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,134
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,289
−HK$1,173/mo
Today · 4.125%
HK$39,462
baseline
▲ 0.50% · 4.625%
HK$41,864
+HK$2,402/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$78,924/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,311
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,419
−HK$1,124/mo
Today · 4.125%
HK$43,543
baseline
▲ 0.50% · 4.625%
HK$45,838
+HK$2,295/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$87,086/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,717 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).