▼ 0.50% · 3.625%
HK$18,591
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,169
−HK$588/mo
Today · 4.125%
HK$19,757
baseline
▲ 0.50% · 4.625%
HK$20,959
+HK$1,202/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,514/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,682
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,237
−HK$563/mo
Today · 4.125%
HK$21,800
baseline
▲ 0.50% · 4.625%
HK$22,949
+HK$1,149/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,600/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,450
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,086
−HK$647/mo
Today · 4.125%
HK$21,733
baseline
▲ 0.50% · 4.625%
HK$23,055
+HK$1,322/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,466/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,751
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,361
−HK$619/mo
Today · 4.125%
HK$23,980
baseline
▲ 0.50% · 4.625%
HK$25,244
+HK$1,264/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,960/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,309
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,003
−HK$705/mo
Today · 4.125%
HK$23,708
baseline
▲ 0.50% · 4.625%
HK$25,151
+HK$1,443/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,416/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,819
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,485
−HK$675/mo
Today · 4.125%
HK$26,160
baseline
▲ 0.50% · 4.625%
HK$27,539
+HK$1,379/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,320/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,168
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,920
−HK$764/mo
Today · 4.125%
HK$25,684
baseline
▲ 0.50% · 4.625%
HK$27,247
+HK$1,563/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,368/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,887
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,608
−HK$732/mo
Today · 4.125%
HK$28,340
baseline
▲ 0.50% · 4.625%
HK$29,834
+HK$1,494/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,680/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,028
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,837
−HK$823/mo
Today · 4.125%
HK$27,660
baseline
▲ 0.50% · 4.625%
HK$29,343
+HK$1,683/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,320/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,955
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,732
−HK$788/mo
Today · 4.125%
HK$30,520
baseline
▲ 0.50% · 4.625%
HK$32,128
+HK$1,608/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,040/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,887
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,754
−HK$881/mo
Today · 4.125%
HK$29,635
baseline
▲ 0.50% · 4.625%
HK$31,439
+HK$1,804/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,270/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,024
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,856
−HK$844/mo
Today · 4.125%
HK$32,700
baseline
▲ 0.50% · 4.625%
HK$34,423
+HK$1,723/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,400/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,746
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,671
−HK$940/mo
Today · 4.125%
HK$31,611
baseline
▲ 0.50% · 4.625%
HK$33,535
+HK$1,924/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,222/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,092
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,979
−HK$901/mo
Today · 4.125%
HK$34,880
baseline
▲ 0.50% · 4.625%
HK$36,718
+HK$1,838/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,760/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,605
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,588
−HK$999/mo
Today · 4.125%
HK$33,587
baseline
▲ 0.50% · 4.625%
HK$35,630
+HK$2,043/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,174/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,160
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,103
−HK$957/mo
Today · 4.125%
HK$37,060
baseline
▲ 0.50% · 4.625%
HK$39,013
+HK$1,953/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,120/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,464
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,505
−HK$1,057/mo
Today · 4.125%
HK$35,562
baseline
▲ 0.50% · 4.625%
HK$37,726
+HK$2,164/mo
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$71,124/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,228
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,227
−HK$1,013/mo
Today · 4.125%
HK$39,240
baseline
▲ 0.50% · 4.625%
HK$41,308
+HK$2,068/mo
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$78,480/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,593 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).