▼ 0.50% · 3.625%
HK$17,330
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,869
−HK$547/mo
Today · 4.125%
HK$18,416
baseline
▲ 0.50% · 4.625%
HK$19,537
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,832/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,279
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,796
−HK$525/mo
Today · 4.125%
HK$20,321
baseline
▲ 0.50% · 4.625%
HK$21,392
+HK$1,071/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,642/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,063
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,656
−HK$602/mo
Today · 4.125%
HK$20,258
baseline
▲ 0.50% · 4.625%
HK$21,491
+HK$1,233/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,516/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,207
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,776
−HK$577/mo
Today · 4.125%
HK$22,353
baseline
▲ 0.50% · 4.625%
HK$23,531
+HK$1,178/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,706/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,796
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,443
−HK$657/mo
Today · 4.125%
HK$22,100
baseline
▲ 0.50% · 4.625%
HK$23,444
+HK$1,344/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,200/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,135
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,755
−HK$630/mo
Today · 4.125%
HK$24,385
baseline
▲ 0.50% · 4.625%
HK$25,670
+HK$1,285/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,770/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,529
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,229
−HK$712/mo
Today · 4.125%
HK$23,941
baseline
▲ 0.50% · 4.625%
HK$25,398
+HK$1,457/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,882/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,063
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,735
−HK$682/mo
Today · 4.125%
HK$26,417
baseline
▲ 0.50% · 4.625%
HK$27,809
+HK$1,392/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,834/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,262
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,016
−HK$767/mo
Today · 4.125%
HK$25,783
baseline
▲ 0.50% · 4.625%
HK$27,352
+HK$1,569/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,566/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,991
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,715
−HK$734/mo
Today · 4.125%
HK$28,449
baseline
▲ 0.50% · 4.625%
HK$29,949
+HK$1,500/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,898/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,995
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,803
−HK$822/mo
Today · 4.125%
HK$27,625
baseline
▲ 0.50% · 4.625%
HK$29,306
+HK$1,681/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,250/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,919
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,694
−HK$787/mo
Today · 4.125%
HK$30,481
baseline
▲ 0.50% · 4.625%
HK$32,088
+HK$1,607/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$60,962/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,728
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,590
−HK$876/mo
Today · 4.125%
HK$29,466
baseline
▲ 0.50% · 4.625%
HK$31,259
+HK$1,793/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,932/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,847
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,674
−HK$839/mo
Today · 4.125%
HK$32,513
baseline
▲ 0.50% · 4.625%
HK$34,227
+HK$1,714/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$65,026/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,461
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,377
−HK$931/mo
Today · 4.125%
HK$31,308
baseline
▲ 0.50% · 4.625%
HK$33,213
+HK$1,905/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,616/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,775
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,654
−HK$891/mo
Today · 4.125%
HK$34,545
baseline
▲ 0.50% · 4.625%
HK$36,366
+HK$1,821/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,090/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,194
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,164
−HK$986/mo
Today · 4.125%
HK$33,150
baseline
▲ 0.50% · 4.625%
HK$35,167
+HK$2,017/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,300/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,702
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,633
−HK$944/mo
Today · 4.125%
HK$36,577
baseline
▲ 0.50% · 4.625%
HK$38,505
+HK$1,928/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$73,154/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$227,998 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).