▼ 0.50% · 3.625%
HK$21,827
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,506
−HK$690/mo
Today · 4.125%
HK$23,196
baseline
▲ 0.50% · 4.625%
HK$24,608
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,392/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,283
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,934
−HK$661/mo
Today · 4.125%
HK$25,595
baseline
▲ 0.50% · 4.625%
HK$26,944
+HK$1,349/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,190/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,010
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,757
−HK$759/mo
Today · 4.125%
HK$25,516
baseline
▲ 0.50% · 4.625%
HK$27,068
+HK$1,552/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$51,032/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,711
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,428
−HK$726/mo
Today · 4.125%
HK$28,154
baseline
▲ 0.50% · 4.625%
HK$29,638
+HK$1,484/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$56,308/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,193
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,008
−HK$828/mo
Today · 4.125%
HK$27,836
baseline
▲ 0.50% · 4.625%
HK$29,529
+HK$1,693/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,672/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,139
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,921
−HK$793/mo
Today · 4.125%
HK$30,714
baseline
▲ 0.50% · 4.625%
HK$32,333
+HK$1,619/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,428/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,376
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,258
−HK$897/mo
Today · 4.125%
HK$30,155
baseline
▲ 0.50% · 4.625%
HK$31,990
+HK$1,835/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,310/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,568
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,414
−HK$859/mo
Today · 4.125%
HK$33,273
baseline
▲ 0.50% · 4.625%
HK$35,027
+HK$1,754/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,546/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,558
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,509
−HK$966/mo
Today · 4.125%
HK$32,475
baseline
▲ 0.50% · 4.625%
HK$34,451
+HK$1,976/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,950/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,996
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,908
−HK$925/mo
Today · 4.125%
HK$35,833
baseline
▲ 0.50% · 4.625%
HK$37,721
+HK$1,888/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,666/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,741
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,760
−HK$1,034/mo
Today · 4.125%
HK$34,794
baseline
▲ 0.50% · 4.625%
HK$36,912
+HK$2,118/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,588/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,424
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,401
−HK$991/mo
Today · 4.125%
HK$38,392
baseline
▲ 0.50% · 4.625%
HK$40,416
+HK$2,024/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,784/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,924
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,010
−HK$1,104/mo
Today · 4.125%
HK$37,114
baseline
▲ 0.50% · 4.625%
HK$39,372
+HK$2,258/mo
Deposit HK$1.91M · loan HK$7.66M · min. income ≈ HK$74,228/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,853
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,895
−HK$1,057/mo
Today · 4.125%
HK$40,952
baseline
▲ 0.50% · 4.625%
HK$43,110
+HK$2,158/mo
Deposit HK$1.91M · loan HK$7.66M · min. income ≈ HK$81,904/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,107
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,261
−HK$1,173/mo
Today · 4.125%
HK$39,434
baseline
▲ 0.50% · 4.625%
HK$41,833
+HK$2,399/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,868/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,281
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,388
−HK$1,123/mo
Today · 4.125%
HK$43,511
baseline
▲ 0.50% · 4.625%
HK$45,805
+HK$2,294/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,022/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,289
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,512
−HK$1,241/mo
Today · 4.125%
HK$41,753
baseline
▲ 0.50% · 4.625%
HK$44,294
+HK$2,541/mo
Deposit HK$957K · loan HK$8.62M · min. income ≈ HK$83,506/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,709
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,881
−HK$1,190/mo
Today · 4.125%
HK$46,071
baseline
▲ 0.50% · 4.625%
HK$48,499
+HK$2,428/mo
Deposit HK$957K · loan HK$8.62M · min. income ≈ HK$92,142/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,239 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).