▼ 0.50% · 3.625%
HK$14,814
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,275
−HK$468/mo
Today · 4.125%
HK$15,743
baseline
▲ 0.50% · 4.625%
HK$16,701
+HK$958/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,486/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,480
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,922
−HK$449/mo
Today · 4.125%
HK$17,371
baseline
▲ 0.50% · 4.625%
HK$18,287
+HK$916/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,742/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,295
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,802
−HK$515/mo
Today · 4.125%
HK$17,317
baseline
▲ 0.50% · 4.625%
HK$18,371
+HK$1,054/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$34,634/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,129
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,615
−HK$493/mo
Today · 4.125%
HK$19,108
baseline
▲ 0.50% · 4.625%
HK$20,115
+HK$1,007/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$38,216/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,777
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,330
−HK$562/mo
Today · 4.125%
HK$18,892
baseline
▲ 0.50% · 4.625%
HK$20,041
+HK$1,149/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,784/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,777
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,307
−HK$538/mo
Today · 4.125%
HK$20,845
baseline
▲ 0.50% · 4.625%
HK$21,944
+HK$1,099/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,690/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,258
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,857
−HK$609/mo
Today · 4.125%
HK$20,466
baseline
▲ 0.50% · 4.625%
HK$21,711
+HK$1,245/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$40,932/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,425
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,999
−HK$583/mo
Today · 4.125%
HK$22,582
baseline
▲ 0.50% · 4.625%
HK$23,772
+HK$1,190/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$45,164/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,740
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,385
−HK$655/mo
Today · 4.125%
HK$22,040
baseline
▲ 0.50% · 4.625%
HK$23,381
+HK$1,341/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,080/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,073
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,691
−HK$628/mo
Today · 4.125%
HK$24,319
baseline
▲ 0.50% · 4.625%
HK$25,601
+HK$1,282/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,638/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,221
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,912
−HK$703/mo
Today · 4.125%
HK$23,615
baseline
▲ 0.50% · 4.625%
HK$25,051
+HK$1,436/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$47,230/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,721
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,384
−HK$672/mo
Today · 4.125%
HK$26,056
baseline
▲ 0.50% · 4.625%
HK$27,430
+HK$1,374/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$52,112/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,702
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,440
−HK$749/mo
Today · 4.125%
HK$25,189
baseline
▲ 0.50% · 4.625%
HK$26,722
+HK$1,533/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$50,378/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,369
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,076
−HK$717/mo
Today · 4.125%
HK$27,793
baseline
▲ 0.50% · 4.625%
HK$29,258
+HK$1,465/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$55,586/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,184
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,967
−HK$796/mo
Today · 4.125%
HK$26,763
baseline
▲ 0.50% · 4.625%
HK$28,392
+HK$1,629/mo
Deposit HK$974K · loan HK$5.52M · min. income ≈ HK$53,526/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,017
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,768
−HK$762/mo
Today · 4.125%
HK$29,530
baseline
▲ 0.50% · 4.625%
HK$31,087
+HK$1,557/mo
Deposit HK$974K · loan HK$5.52M · min. income ≈ HK$59,060/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,665
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,495
−HK$842/mo
Today · 4.125%
HK$28,337
baseline
▲ 0.50% · 4.625%
HK$30,062
+HK$1,725/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,674/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,665
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,460
−HK$808/mo
Today · 4.125%
HK$31,268
baseline
▲ 0.50% · 4.625%
HK$32,916
+HK$1,648/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$62,536/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$184,667 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).