▼ 0.50% · 3.625%
HK$19,113
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,707
−HK$604/mo
Today · 4.125%
HK$20,311
baseline
▲ 0.50% · 4.625%
HK$21,547
+HK$1,236/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,622/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,263
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,833
−HK$579/mo
Today · 4.125%
HK$22,412
baseline
▲ 0.50% · 4.625%
HK$23,593
+HK$1,181/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,824/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,024
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,678
−HK$665/mo
Today · 4.125%
HK$22,343
baseline
▲ 0.50% · 4.625%
HK$23,702
+HK$1,359/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,686/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,389
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,017
−HK$636/mo
Today · 4.125%
HK$24,653
baseline
▲ 0.50% · 4.625%
HK$25,952
+HK$1,299/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,306/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,936
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,649
−HK$725/mo
Today · 4.125%
HK$24,374
baseline
▲ 0.50% · 4.625%
HK$25,857
+HK$1,483/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,748/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,516
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,200
−HK$694/mo
Today · 4.125%
HK$26,894
baseline
▲ 0.50% · 4.625%
HK$28,312
+HK$1,418/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,788/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,847
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,620
−HK$785/mo
Today · 4.125%
HK$26,405
baseline
▲ 0.50% · 4.625%
HK$28,012
+HK$1,607/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$52,810/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,642
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,383
−HK$752/mo
Today · 4.125%
HK$29,135
baseline
▲ 0.50% · 4.625%
HK$30,671
+HK$1,536/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$58,270/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,758
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,590
−HK$846/mo
Today · 4.125%
HK$28,436
baseline
▲ 0.50% · 4.625%
HK$30,166
+HK$1,730/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$56,872/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,768
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,566
−HK$810/mo
Today · 4.125%
HK$31,376
baseline
▲ 0.50% · 4.625%
HK$33,030
+HK$1,654/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$62,752/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,669
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,561
−HK$906/mo
Today · 4.125%
HK$30,467
baseline
▲ 0.50% · 4.625%
HK$32,321
+HK$1,854/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,934/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,894
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,750
−HK$868/mo
Today · 4.125%
HK$33,618
baseline
▲ 0.50% · 4.625%
HK$35,390
+HK$1,772/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,236/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,581
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,532
−HK$966/mo
Today · 4.125%
HK$32,498
baseline
▲ 0.50% · 4.625%
HK$34,476
+HK$1,978/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$64,996/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,021
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,933
−HK$926/mo
Today · 4.125%
HK$35,859
baseline
▲ 0.50% · 4.625%
HK$37,749
+HK$1,890/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,718/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,492
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,503
−HK$1,027/mo
Today · 4.125%
HK$34,530
baseline
▲ 0.50% · 4.625%
HK$36,631
+HK$2,101/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$69,060/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,147
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,116
−HK$984/mo
Today · 4.125%
HK$38,100
baseline
▲ 0.50% · 4.625%
HK$40,108
+HK$2,008/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$76,200/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,403
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,473
−HK$1,088/mo
Today · 4.125%
HK$36,561
baseline
▲ 0.50% · 4.625%
HK$38,785
+HK$2,224/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,122/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,273
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,300
−HK$1,041/mo
Today · 4.125%
HK$40,341
baseline
▲ 0.50% · 4.625%
HK$42,468
+HK$2,127/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$80,682/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,458 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).