▼ 0.50% · 3.625%
HK$14,236
−HK$892/mo
▼ 0.25% · 3.875%
HK$14,678
−HK$450/mo
Today · 4.125%
HK$15,128
baseline
▲ 0.50% · 4.625%
HK$16,049
+HK$921/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,256/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,837
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,262
−HK$431/mo
Today · 4.125%
HK$16,693
baseline
▲ 0.50% · 4.625%
HK$17,573
+HK$880/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,386/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,659
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,146
−HK$495/mo
Today · 4.125%
HK$16,641
baseline
▲ 0.50% · 4.625%
HK$17,654
+HK$1,013/mo
Deposit HK$2.81M · loan HK$3.43M · min. income ≈ HK$33,282/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,421
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,888
−HK$474/mo
Today · 4.125%
HK$18,362
baseline
▲ 0.50% · 4.625%
HK$19,330
+HK$968/mo
Deposit HK$2.81M · loan HK$3.43M · min. income ≈ HK$36,724/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,083
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,614
−HK$540/mo
Today · 4.125%
HK$18,154
baseline
▲ 0.50% · 4.625%
HK$19,259
+HK$1,105/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,308/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,004
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,514
−HK$517/mo
Today · 4.125%
HK$20,031
baseline
▲ 0.50% · 4.625%
HK$21,087
+HK$1,056/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,062/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,506
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,082
−HK$585/mo
Today · 4.125%
HK$19,667
baseline
▲ 0.50% · 4.625%
HK$20,864
+HK$1,197/mo
Deposit HK$2.19M · loan HK$4.06M · min. income ≈ HK$39,334/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,588
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,140
−HK$560/mo
Today · 4.125%
HK$21,700
baseline
▲ 0.50% · 4.625%
HK$22,844
+HK$1,144/mo
Deposit HK$2.19M · loan HK$4.06M · min. income ≈ HK$43,400/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,930
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,550
−HK$630/mo
Today · 4.125%
HK$21,180
baseline
▲ 0.50% · 4.625%
HK$22,468
+HK$1,288/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$42,360/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,172
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,766
−HK$604/mo
Today · 4.125%
HK$23,370
baseline
▲ 0.50% · 4.625%
HK$24,602
+HK$1,232/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$46,740/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,353
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,018
−HK$675/mo
Today · 4.125%
HK$22,693
baseline
▲ 0.50% · 4.625%
HK$24,073
+HK$1,380/mo
Deposit HK$1.56M · loan HK$4.68M · min. income ≈ HK$45,386/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,756
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,393
−HK$646/mo
Today · 4.125%
HK$25,039
baseline
▲ 0.50% · 4.625%
HK$26,359
+HK$1,320/mo
Deposit HK$1.56M · loan HK$4.68M · min. income ≈ HK$50,078/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,777
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,486
−HK$719/mo
Today · 4.125%
HK$24,205
baseline
▲ 0.50% · 4.625%
HK$25,678
+HK$1,473/mo
Deposit HK$1.25M · loan HK$4.99M · min. income ≈ HK$48,410/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,339
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,019
−HK$689/mo
Today · 4.125%
HK$26,708
baseline
▲ 0.50% · 4.625%
HK$28,116
+HK$1,408/mo
Deposit HK$1.25M · loan HK$4.99M · min. income ≈ HK$53,416/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,201
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,953
−HK$765/mo
Today · 4.125%
HK$25,718
baseline
▲ 0.50% · 4.625%
HK$27,283
+HK$1,565/mo
Deposit HK$936K · loan HK$5.31M · min. income ≈ HK$51,436/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,923
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,645
−HK$732/mo
Today · 4.125%
HK$28,377
baseline
▲ 0.50% · 4.625%
HK$29,873
+HK$1,496/mo
Deposit HK$936K · loan HK$5.31M · min. income ≈ HK$56,754/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,624
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,421
−HK$810/mo
Today · 4.125%
HK$27,231
baseline
▲ 0.50% · 4.625%
HK$28,888
+HK$1,657/mo
Deposit HK$624K · loan HK$5.62M · min. income ≈ HK$54,462/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,507
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,271
−HK$776/mo
Today · 4.125%
HK$30,047
baseline
▲ 0.50% · 4.625%
HK$31,631
+HK$1,584/mo
Deposit HK$624K · loan HK$5.62M · min. income ≈ HK$60,094/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$159,300 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).