▼ 0.50% · 3.625%
HK$20,560
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,199
−HK$650/mo
Today · 4.125%
HK$21,849
baseline
▲ 0.50% · 4.625%
HK$23,178
+HK$1,329/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,698/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,872
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,486
−HK$622/mo
Today · 4.125%
HK$24,108
baseline
▲ 0.50% · 4.625%
HK$25,379
+HK$1,271/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,216/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,615
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,319
−HK$715/mo
Today · 4.125%
HK$24,034
baseline
▲ 0.50% · 4.625%
HK$25,496
+HK$1,462/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,068/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,159
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,834
−HK$685/mo
Today · 4.125%
HK$26,519
baseline
▲ 0.50% · 4.625%
HK$27,917
+HK$1,398/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,038/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,671
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,439
−HK$780/mo
Today · 4.125%
HK$26,219
baseline
▲ 0.50% · 4.625%
HK$27,814
+HK$1,595/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,438/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,447
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,183
−HK$747/mo
Today · 4.125%
HK$28,930
baseline
▲ 0.50% · 4.625%
HK$30,454
+HK$1,524/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,860/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,727
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,559
−HK$844/mo
Today · 4.125%
HK$28,403
baseline
▲ 0.50% · 4.625%
HK$30,132
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,806/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,734
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,531
−HK$809/mo
Today · 4.125%
HK$31,340
baseline
▲ 0.50% · 4.625%
HK$32,992
+HK$1,652/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,680/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,783
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,679
−HK$909/mo
Today · 4.125%
HK$30,588
baseline
▲ 0.50% · 4.625%
HK$32,449
+HK$1,861/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,176/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,021
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,880
−HK$871/mo
Today · 4.125%
HK$33,751
baseline
▲ 0.50% · 4.625%
HK$35,530
+HK$1,779/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,502/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,839
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,799
−HK$974/mo
Today · 4.125%
HK$32,773
baseline
▲ 0.50% · 4.625%
HK$34,767
+HK$1,994/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,546/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,308
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,228
−HK$934/mo
Today · 4.125%
HK$36,162
baseline
▲ 0.50% · 4.625%
HK$38,068
+HK$1,906/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,324/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,895
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,918
−HK$1,040/mo
Today · 4.125%
HK$34,958
baseline
▲ 0.50% · 4.625%
HK$37,085
+HK$2,127/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,916/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,596
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,577
−HK$996/mo
Today · 4.125%
HK$38,573
baseline
▲ 0.50% · 4.625%
HK$40,606
+HK$2,033/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,146/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,951
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,038
−HK$1,105/mo
Today · 4.125%
HK$37,143
baseline
▲ 0.50% · 4.625%
HK$39,403
+HK$2,260/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,286/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,883
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,926
−HK$1,058/mo
Today · 4.125%
HK$40,984
baseline
▲ 0.50% · 4.625%
HK$43,144
+HK$2,160/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,968/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,007
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,158
−HK$1,170/mo
Today · 4.125%
HK$39,328
baseline
▲ 0.50% · 4.625%
HK$41,721
+HK$2,393/mo
Deposit HK$902K · loan HK$8.11M · min. income ≈ HK$78,656/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,170
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,274
−HK$1,120/mo
Today · 4.125%
HK$43,394
baseline
▲ 0.50% · 4.625%
HK$45,682
+HK$2,288/mo
Deposit HK$902K · loan HK$8.11M · min. income ≈ HK$86,788/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,632 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).