39/F F

in CARIBBEAN COAST PHASE 3 CARMEL COVE LUX LIVING (TOWER 12)

Islands District · New Territories West

Switch unit

Floor

5/F A 869 ft² 5/F B 710 ft² 5/F C 525 ft² 5/F D 607 ft² 5/F E 505 ft² 5/F F 525 ft² 5/F G 718 ft² 5/F H 884 ft² 6/F A 912 ft² 6/F B 748 ft² 6/F C 563 ft² 6/F D 645 ft² 6/F E 544 ft² 6/F F 563 ft² 6/F G 756 ft² 6/F H 927 ft² 7/F A 912 ft² 7/F B 748 ft² 7/F C 563 ft² 7/F D 645 ft² 7/F E 548 ft² 7/F F 563 ft² 7/F G 756 ft² 7/F H 915 ft² 8/F A 912 ft² 8/F B 755 ft² 8/F C 558 ft² 8/F D 645 ft² 8/F E 544 ft² 8/F F 563 ft² 8/F G 764 ft² 8/F H 915 ft² 10/F A 912 ft² 10/F B 748 ft² 10/F C 563 ft² 10/F D 645 ft² 10/F E 544 ft² 10/F F 563 ft² 10/F G 756 ft² 10/F H 927 ft² 11/F A 909 ft² 11/F B 755 ft² 11/F C 563 ft² 11/F D 645 ft² 11/F E 548 ft² 11/F F 563 ft² 11/F G 756 ft² 11/F H 915 ft² 12/F A 912 ft² 12/F B 748 ft² 12/F C 563 ft² 12/F D 659 ft² 12/F E 544 ft² 12/F F 563 ft² 12/F G 756 ft² 12/F H 927 ft² 15/F A 912 ft² 15/F B 748 ft² 15/F C 563 ft² 15/F D 659 ft² 15/F E 548 ft² 15/F F 563 ft² 15/F G 764 ft² 15/F H 927 ft² 16/F A 909 ft² 16/F B 748 ft² 16/F C 563 ft² 16/F D 645 ft² 16/F E 544 ft² 16/F F 558 ft² 16/F G 764 ft² 16/F H 927 ft² 17/F A 912 ft² 17/F B 748 ft² 17/F C 558 ft² 17/F D 659 ft² 17/F E 544 ft² 17/F F 563 ft² 17/F G 756 ft² 17/F H 915 ft² 18/F A 912 ft² 18/F B 748 ft² 18/F C 563 ft² 18/F D 645 ft² 18/F E 544 ft² 18/F F 558 ft² 18/F G 764 ft² 18/F H 915 ft² 19/F A 909 ft² 19/F B 755 ft² 19/F C 563 ft² 19/F D 645 ft² 19/F E 548 ft² 19/F F 563 ft² 19/F G 756 ft² 19/F H 915 ft² 20/F A 912 ft² 20/F B 748 ft² 20/F C 558 ft² 20/F D 645 ft² 20/F E 544 ft² 20/F F 558 ft² 20/F G 756 ft² 20/F H 927 ft² 21/F A 909 ft² 21/F B 748 ft² 21/F C 563 ft² 21/F D 645 ft² 21/F E 544 ft² 21/F F 563 ft² 21/F G 764 ft² 21/F H 915 ft² 22/F A 912 ft² 22/F B 748 ft² 22/F C 563 ft² 22/F D 645 ft² 22/F E 544 ft² 22/F F 563 ft² 22/F G 756 ft² 22/F H 927 ft² 23/F A 912 ft² 23/F B 748 ft² 23/F C 563 ft² 23/F D 645 ft² 23/F E 548 ft² 23/F F 563 ft² 23/F G 764 ft² 23/F H 927 ft² 25/F A 912 ft² 25/F B 755 ft² 25/F C 563 ft² 25/F D 645 ft² 25/F E 544 ft² 25/F F 563 ft² 25/F G 756 ft² 25/F H 927 ft² 26/F A 912 ft² 26/F B 748 ft² 26/F C 563 ft² 26/F D 645 ft² 26/F E 544 ft² 26/F F 563 ft² 26/F G 764 ft² 26/F H 927 ft² 27/F A 913 ft² 27/F B 748 ft² 27/F C 558 ft² 27/F D 647 ft² 27/F E 546 ft² 27/F F 558 ft² 27/F G 764 ft² 27/F H 928 ft² 28/F A 913 ft² 28/F B 748 ft² 28/F C 563 ft² 28/F D 647 ft² 28/F E 546 ft² 28/F F 563 ft² 28/F G 764 ft² 28/F H 928 ft² 29/F A 909 ft² 29/F B 748 ft² 29/F C 563 ft² 29/F D 647 ft² 29/F E 546 ft² 29/F F 563 ft² 29/F G 756 ft² 29/F H 928 ft² 30/F A 913 ft² 30/F B 748 ft² 30/F C 558 ft² 30/F D 647 ft² 30/F E 546 ft² 30/F F 563 ft² 30/F G 756 ft² 30/F H 928 ft² 31/F A 909 ft² 31/F B 755 ft² 31/F C 563 ft² 31/F D 647 ft² 31/F E 546 ft² 31/F F 563 ft² 31/F G 756 ft² 31/F H 928 ft² 32/F A 913 ft² 32/F B 755 ft² 32/F C 563 ft² 32/F D 647 ft² 32/F E 546 ft² 32/F F 563 ft² 32/F G 756 ft² 32/F H 928 ft² 33/F A 913 ft² 33/F B 748 ft² 33/F C 563 ft² 33/F D 647 ft² 33/F E 546 ft² 33/F F 563 ft² 33/F G 756 ft² 33/F H 928 ft² 35/F A 913 ft² 35/F B 748 ft² 35/F C 563 ft² 35/F D 659 ft² 35/F E 546 ft² 35/F F 563 ft² 35/F G 756 ft² 35/F H 928 ft² 36/F A 913 ft² 36/F B 748 ft² 36/F C 563 ft² 36/F D 647 ft² 36/F E 548 ft² 36/F F 563 ft² 36/F G 756 ft² 36/F H 928 ft² 38/F A 914 ft² 38/F B 749 ft² 38/F C 565 ft² 38/F D 659 ft² 38/F E 546 ft² 38/F F 565 ft² 38/F G 757 ft² 38/F H 928 ft² 39/F A 914 ft² 39/F B 749 ft² 39/F C 565 ft² 39/F D 659 ft² 39/F E 546 ft² 39/F F 565 ft² 39/F G 757 ft² 39/F H 928 ft² 40/F A 914 ft² 40/F B 755 ft² 40/F C 565 ft² 40/F D 647 ft² 40/F E 546 ft² 40/F F 565 ft² 40/F G 757 ft² 40/F H 915 ft² 41/F A 909 ft² 41/F B 749 ft² 41/F C 565 ft² 41/F D 647 ft² 41/F E 546 ft² 41/F F 565 ft² 41/F G 757 ft² 41/F H 928 ft² 42/F A 914 ft² 42/F B 755 ft² 42/F C 565 ft² 42/F D 647 ft² 42/F E 546 ft² 42/F F 565 ft² 42/F G 764 ft² 42/F H 928 ft² 43/F A 915 ft² 43/F B 749 ft² 43/F C 565 ft² 43/F D 648 ft² 43/F E 548 ft² 43/F F 565 ft² 43/F G 757 ft² 43/F H 930 ft² 45/F A 915 ft² 45/F B 749 ft² 45/F C 565 ft² 45/F D 648 ft² 45/F E 548 ft² 45/F F 565 ft² 45/F G 757 ft² 45/F H 930 ft² 46/F A 915 ft² 46/F B 749 ft² 46/F C 565 ft² 46/F D 648 ft² 46/F E 548 ft² 46/F F 565 ft² 46/F G 757 ft² 46/F H 930 ft² 47/F A 915 ft² 47/F B 749 ft² 47/F C 565 ft² 47/F D 648 ft² 47/F E 548 ft² 47/F F 565 ft² 47/F G 757 ft² 47/F H 930 ft² 48/F A 915 ft² 48/F B 749 ft² 48/F C 565 ft² 48/F D 648 ft² 48/F E 548 ft² 48/F F 558 ft² 48/F G 757 ft² 48/F H 930 ft² 49/F A 915 ft² 49/F B 749 ft² 49/F C 565 ft² 49/F D 648 ft² 49/F E 548 ft² 49/F F 558 ft² 49/F G 757 ft² 49/F H 930 ft² 50/F A 909 ft² 50/F B 749 ft² 50/F C 565 ft² 50/F D 648 ft² 50/F E 548 ft² 50/F F 558 ft² 50/F G 764 ft² 50/F H 915 ft² 51/F A 909 ft² 51/F B 749 ft² 51/F C 565 ft² 51/F D 648 ft² 51/F E 548 ft² 51/F F 565 ft² 51/F G 757 ft² 51/F H 930 ft² 52/F A 915 ft² 52/F B 749 ft² 52/F C 558 ft² 52/F D 648 ft² 52/F E 548 ft² 52/F F 565 ft² 52/F G 757 ft² 52/F H 930 ft² 53/F A 915 ft² 53/F B 749 ft² 53/F C 565 ft² 53/F D 648 ft² 53/F E 548 ft² 53/F F 558 ft² 53/F G 757 ft² 53/F H 930 ft² 55/F A 918 ft² 55/F B 755 ft² 55/F C 558 ft² 55/F D 652 ft² 55/F E 552 ft² 55/F F 565 ft² 55/F G 757 ft² 55/F H 932 ft² 56/F A 918 ft² 56/F B 749 ft² 56/F C 558 ft² 56/F D 652 ft² 56/F E 552 ft² 56/F F 565 ft² 56/F G 764 ft² 56/F H 932 ft² 57/F A 918 ft² 57/F B 749 ft² 57/F C 565 ft² 57/F D 659 ft² 57/F E 552 ft² 57/F F 565 ft² 57/F G 764 ft² 57/F H 915 ft² 58/F A 918 ft² 58/F B 749 ft² 58/F C 565 ft² 58/F D 659 ft² 58/F F 565 ft² 58/F G 757 ft² 58/F H 915 ft² 58/F E 552 ft² 59/F A 918 ft² 59/F B 749 ft² 59/F C 565 ft² 59/F D 652 ft² 59/F E 548 ft² 59/F F 565 ft² 59/F G 757 ft² 59/F H 932 ft² 60/F A 909 ft² 60/F B 749 ft² 60/F C 565 ft² 60/F D 652 ft² 60/F E 552 ft² 60/F F 565 ft² 60/F G 757 ft² 60/F H 932 ft² 61/F A 918 ft² 61/F B 749 ft² 61/F C 558 ft² 61/F D 652 ft² 61/F E 552 ft² 61/F F 565 ft² 61/F G 757 ft² 61/F H 932 ft² 62/F A 909 ft² 62/F B 749 ft² 62/F C 565 ft² 62/F D 652 ft² 62/F E 552 ft² 62/F F 565 ft² 62/F G 757 ft² 62/F H 915 ft² 63/F A 918 ft² 63/F B 755 ft² 63/F C 558 ft² 63/F D 659 ft² 63/F E 548 ft² 63/F F 565 ft² 63/F G 764 ft² 63/F H 932 ft² 65/F A 918 ft² 65/F B 749 ft² 65/F C 565 ft² 65/F D 652 ft² 65/F E 552 ft² 65/F F 565 ft² 65/F G 757 ft² 65/F H 932 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$6.10M

≈ HK$10,799 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$610K, with repayments around HK$26,613/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$25,043

−HK$1,570/mo

▼ 0.25% · 3.875%

HK$25,822

−HK$791/mo

Today · 4.125%

HK$26,613

baseline

▲ 0.50% · 4.625%

HK$28,233

+HK$1,620/mo

Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$53,226/mo (50% DSR)

Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$145,142 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Tung Chung Station

≈ 10 min walk · 790 m

Education

schools within 1 km (9 within 500 m)

Daily convenience

within 1 km (10 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 16 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 39/F
Flat: F
Saleable Area: 565 Saleable ft²
Gross Area: 749 ft²
Efficiency: 75%
District: Islands District · New Territories West
School net (POA): 98

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2005-11-02	HK$2.77M	—	HK$4,903	HK$3,698

Other appraised units in this building

Data sourced from Renavon.com