▼ 0.50% · 3.625%
HK$18,703
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,285
−HK$591/mo
Today · 4.125%
HK$19,876
baseline
▲ 0.50% · 4.625%
HK$21,086
+HK$1,210/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,752/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,807
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,365
−HK$567/mo
Today · 4.125%
HK$21,932
baseline
▲ 0.50% · 4.625%
HK$23,088
+HK$1,156/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,864/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,574
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,214
−HK$650/mo
Today · 4.125%
HK$21,864
baseline
▲ 0.50% · 4.625%
HK$23,194
+HK$1,330/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,728/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,888
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,502
−HK$623/mo
Today · 4.125%
HK$24,125
baseline
▲ 0.50% · 4.625%
HK$25,396
+HK$1,271/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,250/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,444
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,142
−HK$710/mo
Today · 4.125%
HK$23,852
baseline
▲ 0.50% · 4.625%
HK$25,303
+HK$1,451/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,704/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,969
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,639
−HK$679/mo
Today · 4.125%
HK$26,318
baseline
▲ 0.50% · 4.625%
HK$27,705
+HK$1,387/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,636/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,315
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,071
−HK$768/mo
Today · 4.125%
HK$25,839
baseline
▲ 0.50% · 4.625%
HK$27,412
+HK$1,573/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,678/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,050
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,775
−HK$736/mo
Today · 4.125%
HK$28,511
baseline
▲ 0.50% · 4.625%
HK$30,014
+HK$1,503/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$57,022/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,185
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,999
−HK$828/mo
Today · 4.125%
HK$27,827
baseline
▲ 0.50% · 4.625%
HK$29,520
+HK$1,693/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,654/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,130
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,912
−HK$792/mo
Today · 4.125%
HK$30,704
baseline
▲ 0.50% · 4.625%
HK$32,323
+HK$1,619/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,408/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,055
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,928
−HK$887/mo
Today · 4.125%
HK$29,815
baseline
▲ 0.50% · 4.625%
HK$31,629
+HK$1,814/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,630/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,211
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,048
−HK$849/mo
Today · 4.125%
HK$32,897
baseline
▲ 0.50% · 4.625%
HK$34,631
+HK$1,734/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,794/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,926
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,856
−HK$946/mo
Today · 4.125%
HK$31,802
baseline
▲ 0.50% · 4.625%
HK$33,737
+HK$1,935/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,604/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,292
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,185
−HK$906/mo
Today · 4.125%
HK$35,091
baseline
▲ 0.50% · 4.625%
HK$36,940
+HK$1,849/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,182/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,796
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,785
−HK$1,005/mo
Today · 4.125%
HK$33,790
baseline
▲ 0.50% · 4.625%
HK$35,846
+HK$2,056/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$67,580/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,373
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,321
−HK$963/mo
Today · 4.125%
HK$37,284
baseline
▲ 0.50% · 4.625%
HK$39,249
+HK$1,965/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$74,568/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,666
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,714
−HK$1,063/mo
Today · 4.125%
HK$35,777
baseline
▲ 0.50% · 4.625%
HK$37,954
+HK$2,177/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$71,554/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,453
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,458
−HK$1,019/mo
Today · 4.125%
HK$39,477
baseline
▲ 0.50% · 4.625%
HK$41,558
+HK$2,081/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$78,954/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,071 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).