▼ 0.50% · 3.625%
HK$21,533
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,203
−HK$681/mo
Today · 4.125%
HK$22,884
baseline
▲ 0.50% · 4.625%
HK$24,276
+HK$1,392/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,768/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,956
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,598
−HK$652/mo
Today · 4.125%
HK$25,250
baseline
▲ 0.50% · 4.625%
HK$26,581
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,500/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,687
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,423
−HK$749/mo
Today · 4.125%
HK$25,172
baseline
▲ 0.50% · 4.625%
HK$26,704
+HK$1,532/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,344/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,351
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,058
−HK$717/mo
Today · 4.125%
HK$27,775
baseline
▲ 0.50% · 4.625%
HK$29,239
+HK$1,464/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,550/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,840
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,644
−HK$816/mo
Today · 4.125%
HK$27,460
baseline
▲ 0.50% · 4.625%
HK$29,131
+HK$1,671/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,920/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,747
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,518
−HK$782/mo
Today · 4.125%
HK$30,300
baseline
▲ 0.50% · 4.625%
HK$31,897
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,600/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,993
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,864
−HK$885/mo
Today · 4.125%
HK$29,749
baseline
▲ 0.50% · 4.625%
HK$31,559
+HK$1,810/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,498/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,142
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,977
−HK$848/mo
Today · 4.125%
HK$32,825
baseline
▲ 0.50% · 4.625%
HK$34,555
+HK$1,730/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,650/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,147
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,084
−HK$953/mo
Today · 4.125%
HK$32,037
baseline
▲ 0.50% · 4.625%
HK$33,986
+HK$1,949/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,074/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,538
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,437
−HK$913/mo
Today · 4.125%
HK$35,350
baseline
▲ 0.50% · 4.625%
HK$37,213
+HK$1,863/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,700/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,300
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,305
−HK$1,020/mo
Today · 4.125%
HK$34,325
baseline
▲ 0.50% · 4.625%
HK$36,414
+HK$2,089/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,650/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,933
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,897
−HK$978/mo
Today · 4.125%
HK$37,875
baseline
▲ 0.50% · 4.625%
HK$39,871
+HK$1,996/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,750/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,453
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,525
−HK$1,089/mo
Today · 4.125%
HK$36,614
baseline
▲ 0.50% · 4.625%
HK$38,842
+HK$2,228/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,228/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,329
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,357
−HK$1,043/mo
Today · 4.125%
HK$40,400
baseline
▲ 0.50% · 4.625%
HK$42,529
+HK$2,129/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,800/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,607
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,745
−HK$1,157/mo
Today · 4.125%
HK$38,902
baseline
▲ 0.50% · 4.625%
HK$41,269
+HK$2,367/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,804/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,725
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,817
−HK$1,108/mo
Today · 4.125%
HK$42,925
baseline
▲ 0.50% · 4.625%
HK$45,187
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,850/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,760
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,966
−HK$1,225/mo
Today · 4.125%
HK$41,191
baseline
▲ 0.50% · 4.625%
HK$43,697
+HK$2,506/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,382/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,120
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,277
−HK$1,173/mo
Today · 4.125%
HK$45,450
baseline
▲ 0.50% · 4.625%
HK$47,845
+HK$2,395/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,900/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,338 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).