35/F H
in CARIBBEAN COAST PHASE 3 CARMEL COVE LUX LIVING (TOWER 12)
Islands District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$924K, with repayments around HK$40,306/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$80,612/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,062 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 16 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 35/F
- Flat
- H
- Saleable Area
- 928 Saleable ft²
- Gross Area
- 1,228 ft²
- Efficiency
- 76%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-09 | HK$9.53M | +22.2% 3.1y · 7.0%/yr |
| 2017-08-24 | HK$7.80M | +99.0% 9.6y · 10.0%/yr |
| 2008-01-09 | HK$3.92M | +8.9% |
| 2006-11-22 | HK$3.60M | −22.6% |
| 2005-11-02 | HK$4.65M | — |