▼ 0.50% · 3.625%
HK$21,674
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,349
−HK$685/mo
Today · 4.125%
HK$23,034
baseline
▲ 0.50% · 4.625%
HK$24,435
+HK$1,401/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,068/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,113
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,759
−HK$656/mo
Today · 4.125%
HK$25,415
baseline
▲ 0.50% · 4.625%
HK$26,755
+HK$1,340/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,830/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,842
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,583
−HK$754/mo
Today · 4.125%
HK$25,337
baseline
▲ 0.50% · 4.625%
HK$26,879
+HK$1,542/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,674/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,524
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,235
−HK$722/mo
Today · 4.125%
HK$27,957
baseline
▲ 0.50% · 4.625%
HK$29,430
+HK$1,473/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,914/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,009
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,818
−HK$822/mo
Today · 4.125%
HK$27,640
baseline
▲ 0.50% · 4.625%
HK$29,322
+HK$1,682/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,280/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,935
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,711
−HK$787/mo
Today · 4.125%
HK$30,498
baseline
▲ 0.50% · 4.625%
HK$32,106
+HK$1,608/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,996/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,177
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,053
−HK$891/mo
Today · 4.125%
HK$29,944
baseline
▲ 0.50% · 4.625%
HK$31,766
+HK$1,822/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,888/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,346
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,187
−HK$853/mo
Today · 4.125%
HK$33,040
baseline
▲ 0.50% · 4.625%
HK$34,781
+HK$1,741/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,080/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,344
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,288
−HK$959/mo
Today · 4.125%
HK$32,247
baseline
▲ 0.50% · 4.625%
HK$34,209
+HK$1,962/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,494/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,758
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,663
−HK$918/mo
Today · 4.125%
HK$35,581
baseline
▲ 0.50% · 4.625%
HK$37,457
+HK$1,876/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,162/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,512
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,523
−HK$1,027/mo
Today · 4.125%
HK$34,550
baseline
▲ 0.50% · 4.625%
HK$36,653
+HK$2,103/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,100/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,169
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,139
−HK$984/mo
Today · 4.125%
HK$38,123
baseline
▲ 0.50% · 4.625%
HK$40,132
+HK$2,009/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,246/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,679
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,758
−HK$1,096/mo
Today · 4.125%
HK$36,854
baseline
▲ 0.50% · 4.625%
HK$39,096
+HK$2,242/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,708/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,580
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,615
−HK$1,049/mo
Today · 4.125%
HK$40,664
baseline
▲ 0.50% · 4.625%
HK$42,808
+HK$2,144/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,328/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,846
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,993
−HK$1,164/mo
Today · 4.125%
HK$39,157
baseline
▲ 0.50% · 4.625%
HK$41,540
+HK$2,383/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,314/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,991
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,091
−HK$1,115/mo
Today · 4.125%
HK$43,206
baseline
▲ 0.50% · 4.625%
HK$45,483
+HK$2,277/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,412/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,014
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,227
−HK$1,233/mo
Today · 4.125%
HK$41,460
baseline
▲ 0.50% · 4.625%
HK$43,983
+HK$2,523/mo
Deposit HK$951K · loan HK$8.55M · min. income ≈ HK$82,920/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,403
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,567
−HK$1,180/mo
Today · 4.125%
HK$45,747
baseline
▲ 0.50% · 4.625%
HK$48,159
+HK$2,412/mo
Deposit HK$951K · loan HK$8.55M · min. income ≈ HK$91,494/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,524 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).