▼ 0.50% · 3.625%
HK$17,299
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,837
−HK$547/mo
Today · 4.125%
HK$18,384
baseline
▲ 0.50% · 4.625%
HK$19,503
+HK$1,119/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,768/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,245
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,761
−HK$524/mo
Today · 4.125%
HK$20,285
baseline
▲ 0.50% · 4.625%
HK$21,354
+HK$1,069/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,570/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,029
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,621
−HK$601/mo
Today · 4.125%
HK$20,222
baseline
▲ 0.50% · 4.625%
HK$21,453
+HK$1,231/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$40,444/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,170
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,738
−HK$576/mo
Today · 4.125%
HK$22,314
baseline
▲ 0.50% · 4.625%
HK$23,490
+HK$1,176/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$44,628/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,759
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,405
−HK$656/mo
Today · 4.125%
HK$22,061
baseline
▲ 0.50% · 4.625%
HK$23,403
+HK$1,342/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$44,122/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,094
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,714
−HK$628/mo
Today · 4.125%
HK$24,342
baseline
▲ 0.50% · 4.625%
HK$25,625
+HK$1,283/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$48,684/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,489
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,189
−HK$710/mo
Today · 4.125%
HK$23,899
baseline
▲ 0.50% · 4.625%
HK$25,353
+HK$1,454/mo
Deposit HK$2.66M · loan HK$4.93M · min. income ≈ HK$47,798/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,019
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,690
−HK$681/mo
Today · 4.125%
HK$26,371
baseline
▲ 0.50% · 4.625%
HK$27,761
+HK$1,390/mo
Deposit HK$2.66M · loan HK$4.93M · min. income ≈ HK$52,742/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,219
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,972
−HK$766/mo
Today · 4.125%
HK$25,738
baseline
▲ 0.50% · 4.625%
HK$27,304
+HK$1,566/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$51,476/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,943
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,666
−HK$733/mo
Today · 4.125%
HK$28,399
baseline
▲ 0.50% · 4.625%
HK$29,896
+HK$1,497/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$56,798/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,949
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,756
−HK$820/mo
Today · 4.125%
HK$27,576
baseline
▲ 0.50% · 4.625%
HK$29,254
+HK$1,678/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$55,152/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,868
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,642
−HK$786/mo
Today · 4.125%
HK$30,428
baseline
▲ 0.50% · 4.625%
HK$32,031
+HK$1,603/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$60,856/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,679
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,540
−HK$875/mo
Today · 4.125%
HK$29,415
baseline
▲ 0.50% · 4.625%
HK$31,204
+HK$1,789/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$58,830/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,792
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,618
−HK$838/mo
Today · 4.125%
HK$32,456
baseline
▲ 0.50% · 4.625%
HK$34,167
+HK$1,711/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$64,912/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,409
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,324
−HK$929/mo
Today · 4.125%
HK$31,253
baseline
▲ 0.50% · 4.625%
HK$33,155
+HK$1,902/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$62,506/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,717
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,594
−HK$891/mo
Today · 4.125%
HK$34,485
baseline
▲ 0.50% · 4.625%
HK$36,302
+HK$1,817/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$68,970/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,139
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,107
−HK$984/mo
Today · 4.125%
HK$33,091
baseline
▲ 0.50% · 4.625%
HK$35,105
+HK$2,014/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$66,182/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,641
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,571
−HK$942/mo
Today · 4.125%
HK$36,513
baseline
▲ 0.50% · 4.625%
HK$38,438
+HK$1,925/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$73,026/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,597 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).