▼ 0.50% · 3.625%
HK$22,460
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,159
−HK$710/mo
Today · 4.125%
HK$23,869
baseline
▲ 0.50% · 4.625%
HK$25,321
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,738/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,987
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,657
−HK$680/mo
Today · 4.125%
HK$26,337
baseline
▲ 0.50% · 4.625%
HK$27,725
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,674/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,706
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,475
−HK$781/mo
Today · 4.125%
HK$26,256
baseline
▲ 0.50% · 4.625%
HK$27,853
+HK$1,597/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,512/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,486
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,223
−HK$748/mo
Today · 4.125%
HK$28,971
baseline
▲ 0.50% · 4.625%
HK$30,498
+HK$1,527/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,942/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,952
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,791
−HK$852/mo
Today · 4.125%
HK$28,643
baseline
▲ 0.50% · 4.625%
HK$30,385
+HK$1,742/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,286/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,984
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,788
−HK$816/mo
Today · 4.125%
HK$31,604
baseline
▲ 0.50% · 4.625%
HK$33,270
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,208/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,198
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,107
−HK$922/mo
Today · 4.125%
HK$31,029
baseline
▲ 0.50% · 4.625%
HK$32,918
+HK$1,889/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,058/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,483
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,354
−HK$884/mo
Today · 4.125%
HK$34,238
baseline
▲ 0.50% · 4.625%
HK$36,043
+HK$1,805/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,476/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,444
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,423
−HK$993/mo
Today · 4.125%
HK$33,416
baseline
▲ 0.50% · 4.625%
HK$35,450
+HK$2,034/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,832/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,982
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,920
−HK$952/mo
Today · 4.125%
HK$36,872
baseline
▲ 0.50% · 4.625%
HK$38,815
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,744/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,691
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,738
−HK$1,065/mo
Today · 4.125%
HK$35,803
baseline
▲ 0.50% · 4.625%
HK$37,982
+HK$2,179/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,606/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,480
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,486
−HK$1,019/mo
Today · 4.125%
HK$39,505
baseline
▲ 0.50% · 4.625%
HK$41,588
+HK$2,083/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,010/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,937
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,054
−HK$1,136/mo
Today · 4.125%
HK$38,190
baseline
▲ 0.50% · 4.625%
HK$40,514
+HK$2,324/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,380/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,979
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,051
−HK$1,088/mo
Today · 4.125%
HK$42,139
baseline
▲ 0.50% · 4.625%
HK$44,360
+HK$2,221/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,278/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,183
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,370
−HK$1,207/mo
Today · 4.125%
HK$40,577
baseline
▲ 0.50% · 4.625%
HK$43,046
+HK$2,469/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,154/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,478
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,617
−HK$1,156/mo
Today · 4.125%
HK$44,773
baseline
▲ 0.50% · 4.625%
HK$47,133
+HK$2,360/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,546/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,429
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,686
−HK$1,278/mo
Today · 4.125%
HK$42,964
baseline
▲ 0.50% · 4.625%
HK$45,578
+HK$2,614/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,928/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,976
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,183
−HK$1,223/mo
Today · 4.125%
HK$47,406
baseline
▲ 0.50% · 4.625%
HK$49,905
+HK$2,499/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,812/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,993 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).