▼ 0.50% · 3.625%
HK$17,755
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,307
−HK$561/mo
Today · 4.125%
HK$18,868
baseline
▲ 0.50% · 4.625%
HK$20,017
+HK$1,149/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,736/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,752
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,282
−HK$537/mo
Today · 4.125%
HK$20,819
baseline
▲ 0.50% · 4.625%
HK$21,917
+HK$1,098/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,638/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,531
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,138
−HK$617/mo
Today · 4.125%
HK$20,755
baseline
▲ 0.50% · 4.625%
HK$22,018
+HK$1,263/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,510/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,728
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,310
−HK$591/mo
Today · 4.125%
HK$22,901
baseline
▲ 0.50% · 4.625%
HK$24,109
+HK$1,208/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,802/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,306
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,969
−HK$673/mo
Today · 4.125%
HK$22,642
baseline
▲ 0.50% · 4.625%
HK$24,020
+HK$1,378/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,284/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,703
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,338
−HK$645/mo
Today · 4.125%
HK$24,983
baseline
▲ 0.50% · 4.625%
HK$26,300
+HK$1,317/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,966/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,082
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,800
−HK$729/mo
Today · 4.125%
HK$24,529
baseline
▲ 0.50% · 4.625%
HK$26,022
+HK$1,493/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$49,058/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,678
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,367
−HK$698/mo
Today · 4.125%
HK$27,065
baseline
▲ 0.50% · 4.625%
HK$28,492
+HK$1,427/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$54,130/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,857
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,630
−HK$786/mo
Today · 4.125%
HK$26,416
baseline
▲ 0.50% · 4.625%
HK$28,023
+HK$1,607/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,832/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,653
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,395
−HK$752/mo
Today · 4.125%
HK$29,147
baseline
▲ 0.50% · 4.625%
HK$30,684
+HK$1,537/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,294/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,633
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,461
−HK$842/mo
Today · 4.125%
HK$28,303
baseline
▲ 0.50% · 4.625%
HK$30,025
+HK$1,722/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,606/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,628
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,423
−HK$806/mo
Today · 4.125%
HK$31,229
baseline
▲ 0.50% · 4.625%
HK$32,875
+HK$1,646/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,458/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,408
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,292
−HK$898/mo
Today · 4.125%
HK$30,190
baseline
▲ 0.50% · 4.625%
HK$32,026
+HK$1,836/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,380/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,604
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,451
−HK$860/mo
Today · 4.125%
HK$33,311
baseline
▲ 0.50% · 4.625%
HK$35,067
+HK$1,756/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,622/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,184
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,122
−HK$954/mo
Today · 4.125%
HK$32,076
baseline
▲ 0.50% · 4.625%
HK$34,028
+HK$1,952/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,152/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,579
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,480
−HK$913/mo
Today · 4.125%
HK$35,393
baseline
▲ 0.50% · 4.625%
HK$37,259
+HK$1,866/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,786/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,959
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,953
−HK$1,010/mo
Today · 4.125%
HK$33,963
baseline
▲ 0.50% · 4.625%
HK$36,030
+HK$2,067/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,926/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,554
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,508
−HK$967/mo
Today · 4.125%
HK$37,475
baseline
▲ 0.50% · 4.625%
HK$39,450
+HK$1,975/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,950/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,593 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).