▼ 0.50% · 3.625%
HK$22,736
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,443
−HK$719/mo
Today · 4.125%
HK$24,162
baseline
▲ 0.50% · 4.625%
HK$25,632
+HK$1,470/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,324/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,294
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,972
−HK$688/mo
Today · 4.125%
HK$26,660
baseline
▲ 0.50% · 4.625%
HK$28,066
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,320/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,010
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,788
−HK$790/mo
Today · 4.125%
HK$26,578
baseline
▲ 0.50% · 4.625%
HK$28,195
+HK$1,617/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,156/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,823
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,569
−HK$757/mo
Today · 4.125%
HK$29,326
baseline
▲ 0.50% · 4.625%
HK$30,872
+HK$1,546/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,652/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,284
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,132
−HK$862/mo
Today · 4.125%
HK$28,994
baseline
▲ 0.50% · 4.625%
HK$30,759
+HK$1,765/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,988/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,353
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,167
−HK$826/mo
Today · 4.125%
HK$31,993
baseline
▲ 0.50% · 4.625%
HK$33,679
+HK$1,686/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,986/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,557
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,477
−HK$934/mo
Today · 4.125%
HK$31,411
baseline
▲ 0.50% · 4.625%
HK$33,322
+HK$1,911/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,822/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,882
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,764
−HK$895/mo
Today · 4.125%
HK$34,659
baseline
▲ 0.50% · 4.625%
HK$36,485
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,318/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,831
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,821
−HK$1,006/mo
Today · 4.125%
HK$33,827
baseline
▲ 0.50% · 4.625%
HK$35,885
+HK$2,058/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,654/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,411
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,361
−HK$964/mo
Today · 4.125%
HK$37,325
baseline
▲ 0.50% · 4.625%
HK$39,292
+HK$1,967/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,650/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,104
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,165
−HK$1,078/mo
Today · 4.125%
HK$36,243
baseline
▲ 0.50% · 4.625%
HK$38,448
+HK$2,205/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,486/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,941
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,958
−HK$1,033/mo
Today · 4.125%
HK$39,991
baseline
▲ 0.50% · 4.625%
HK$42,099
+HK$2,108/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,982/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,378
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,510
−HK$1,149/mo
Today · 4.125%
HK$38,659
baseline
▲ 0.50% · 4.625%
HK$41,012
+HK$2,353/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$77,318/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,470
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,556
−HK$1,101/mo
Today · 4.125%
HK$42,657
baseline
▲ 0.50% · 4.625%
HK$44,905
+HK$2,248/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$85,314/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,652
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,854
−HK$1,221/mo
Today · 4.125%
HK$41,075
baseline
▲ 0.50% · 4.625%
HK$43,575
+HK$2,500/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,150/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,000
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,153
−HK$1,170/mo
Today · 4.125%
HK$45,323
baseline
▲ 0.50% · 4.625%
HK$47,712
+HK$2,389/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,646/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,925
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,198
−HK$1,294/mo
Today · 4.125%
HK$43,492
baseline
▲ 0.50% · 4.625%
HK$46,138
+HK$2,646/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,984/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,529
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,750
−HK$1,239/mo
Today · 4.125%
HK$47,989
baseline
▲ 0.50% · 4.625%
HK$50,518
+HK$2,529/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,978/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,093 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).