▼ 0.50% · 3.625%
HK$22,295
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,989
−HK$704/mo
Today · 4.125%
HK$23,693
baseline
▲ 0.50% · 4.625%
HK$25,135
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,386/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,803
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,469
−HK$674/mo
Today · 4.125%
HK$26,143
baseline
▲ 0.50% · 4.625%
HK$27,521
+HK$1,378/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,286/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,525
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,288
−HK$775/mo
Today · 4.125%
HK$26,063
baseline
▲ 0.50% · 4.625%
HK$27,649
+HK$1,586/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,126/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,284
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,015
−HK$743/mo
Today · 4.125%
HK$28,758
baseline
▲ 0.50% · 4.625%
HK$30,274
+HK$1,516/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,516/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,754
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,587
−HK$845/mo
Today · 4.125%
HK$28,432
baseline
▲ 0.50% · 4.625%
HK$30,162
+HK$1,730/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,864/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,764
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,562
−HK$810/mo
Today · 4.125%
HK$31,372
baseline
▲ 0.50% · 4.625%
HK$33,026
+HK$1,654/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,744/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,984
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,885
−HK$916/mo
Today · 4.125%
HK$30,801
baseline
▲ 0.50% · 4.625%
HK$32,676
+HK$1,875/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$61,602/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,244
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,109
−HK$877/mo
Today · 4.125%
HK$33,986
baseline
▲ 0.50% · 4.625%
HK$35,778
+HK$1,792/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$67,972/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,213
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,184
−HK$987/mo
Today · 4.125%
HK$33,171
baseline
▲ 0.50% · 4.625%
HK$35,189
+HK$2,018/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,342/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,725
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,656
−HK$945/mo
Today · 4.125%
HK$36,601
baseline
▲ 0.50% · 4.625%
HK$38,530
+HK$1,929/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,202/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,443
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,483
−HK$1,057/mo
Today · 4.125%
HK$35,540
baseline
▲ 0.50% · 4.625%
HK$37,703
+HK$2,163/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$71,080/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,205
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,203
−HK$1,012/mo
Today · 4.125%
HK$39,215
baseline
▲ 0.50% · 4.625%
HK$41,282
+HK$2,067/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$78,430/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,672
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,782
−HK$1,127/mo
Today · 4.125%
HK$37,909
baseline
▲ 0.50% · 4.625%
HK$40,216
+HK$2,307/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$75,818/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,685
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,750
−HK$1,079/mo
Today · 4.125%
HK$41,829
baseline
▲ 0.50% · 4.625%
HK$44,034
+HK$2,205/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$83,658/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,902
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,081
−HK$1,198/mo
Today · 4.125%
HK$40,279
baseline
▲ 0.50% · 4.625%
HK$42,730
+HK$2,451/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$80,558/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,166
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,296
−HK$1,148/mo
Today · 4.125%
HK$44,444
baseline
▲ 0.50% · 4.625%
HK$46,786
+HK$2,342/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$88,888/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,132
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,380
−HK$1,268/mo
Today · 4.125%
HK$42,648
baseline
▲ 0.50% · 4.625%
HK$45,243
+HK$2,595/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,296/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,646
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,843
−HK$1,215/mo
Today · 4.125%
HK$47,058
baseline
▲ 0.50% · 4.625%
HK$49,539
+HK$2,481/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,116/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$347,754 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).