▼ 0.50% · 3.625%
HK$21,795
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,473
−HK$689/mo
Today · 4.125%
HK$23,162
baseline
▲ 0.50% · 4.625%
HK$24,571
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,324/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,247
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,897
−HK$660/mo
Today · 4.125%
HK$25,557
baseline
▲ 0.50% · 4.625%
HK$26,904
+HK$1,347/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,114/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,975
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,720
−HK$758/mo
Today · 4.125%
HK$25,478
baseline
▲ 0.50% · 4.625%
HK$27,028
+HK$1,550/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,956/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,672
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,387
−HK$725/mo
Today · 4.125%
HK$28,112
baseline
▲ 0.50% · 4.625%
HK$29,594
+HK$1,482/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,224/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,154
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,968
−HK$826/mo
Today · 4.125%
HK$27,794
baseline
▲ 0.50% · 4.625%
HK$29,485
+HK$1,691/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,588/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,096
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,877
−HK$791/mo
Today · 4.125%
HK$30,668
baseline
▲ 0.50% · 4.625%
HK$32,285
+HK$1,617/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,336/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,334
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,215
−HK$895/mo
Today · 4.125%
HK$30,110
baseline
▲ 0.50% · 4.625%
HK$31,943
+HK$1,833/mo
Deposit HK$3.35M · loan HK$6.21M · min. income ≈ HK$60,220/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,521
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,366
−HK$858/mo
Today · 4.125%
HK$33,224
baseline
▲ 0.50% · 4.625%
HK$34,975
+HK$1,751/mo
Deposit HK$3.35M · loan HK$6.21M · min. income ≈ HK$66,448/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,513
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,462
−HK$965/mo
Today · 4.125%
HK$32,427
baseline
▲ 0.50% · 4.625%
HK$34,400
+HK$1,973/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,854/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,946
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,856
−HK$924/mo
Today · 4.125%
HK$35,780
baseline
▲ 0.50% · 4.625%
HK$37,666
+HK$1,886/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,560/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,693
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,710
−HK$1,033/mo
Today · 4.125%
HK$34,743
baseline
▲ 0.50% · 4.625%
HK$36,857
+HK$2,114/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,486/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,370
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,346
−HK$989/mo
Today · 4.125%
HK$38,335
baseline
▲ 0.50% · 4.625%
HK$40,356
+HK$2,021/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,670/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,872
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,957
−HK$1,102/mo
Today · 4.125%
HK$37,059
baseline
▲ 0.50% · 4.625%
HK$39,314
+HK$2,255/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,118/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,795
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,835
−HK$1,056/mo
Today · 4.125%
HK$40,891
baseline
▲ 0.50% · 4.625%
HK$43,046
+HK$2,155/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,782/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,052
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,204
−HK$1,171/mo
Today · 4.125%
HK$39,375
baseline
▲ 0.50% · 4.625%
HK$41,771
+HK$2,396/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,750/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,220
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,325
−HK$1,122/mo
Today · 4.125%
HK$43,447
baseline
▲ 0.50% · 4.625%
HK$45,737
+HK$2,290/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,894/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,231
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,451
−HK$1,240/mo
Today · 4.125%
HK$41,691
baseline
▲ 0.50% · 4.625%
HK$44,228
+HK$2,537/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,382/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,644
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,815
−HK$1,187/mo
Today · 4.125%
HK$46,002
baseline
▲ 0.50% · 4.625%
HK$48,427
+HK$2,425/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$92,004/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,818 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).