▼ 0.50% · 3.625%
HK$22,369
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,065
−HK$707/mo
Today · 4.125%
HK$23,772
baseline
▲ 0.50% · 4.625%
HK$25,218
+HK$1,446/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,544/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,885
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,553
−HK$677/mo
Today · 4.125%
HK$26,230
baseline
▲ 0.50% · 4.625%
HK$27,612
+HK$1,382/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,460/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,606
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,371
−HK$778/mo
Today · 4.125%
HK$26,149
baseline
▲ 0.50% · 4.625%
HK$27,740
+HK$1,591/mo
Deposit HK$4.41M · loan HK$5.40M · min. income ≈ HK$52,298/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,374
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,108
−HK$745/mo
Today · 4.125%
HK$28,853
baseline
▲ 0.50% · 4.625%
HK$30,374
+HK$1,521/mo
Deposit HK$4.41M · loan HK$5.40M · min. income ≈ HK$57,706/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,843
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,678
−HK$848/mo
Today · 4.125%
HK$28,526
baseline
▲ 0.50% · 4.625%
HK$30,262
+HK$1,736/mo
Deposit HK$3.92M · loan HK$5.89M · min. income ≈ HK$57,052/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,862
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,663
−HK$813/mo
Today · 4.125%
HK$31,476
baseline
▲ 0.50% · 4.625%
HK$33,135
+HK$1,659/mo
Deposit HK$3.92M · loan HK$5.89M · min. income ≈ HK$62,952/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,080
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,984
−HK$919/mo
Today · 4.125%
HK$30,903
baseline
▲ 0.50% · 4.625%
HK$32,784
+HK$1,881/mo
Deposit HK$3.43M · loan HK$6.38M · min. income ≈ HK$61,806/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,351
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,218
−HK$881/mo
Today · 4.125%
HK$34,099
baseline
▲ 0.50% · 4.625%
HK$35,896
+HK$1,797/mo
Deposit HK$3.43M · loan HK$6.38M · min. income ≈ HK$68,198/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,317
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,291
−HK$989/mo
Today · 4.125%
HK$33,280
baseline
▲ 0.50% · 4.625%
HK$35,305
+HK$2,025/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,560/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,839
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,774
−HK$948/mo
Today · 4.125%
HK$36,722
baseline
▲ 0.50% · 4.625%
HK$38,657
+HK$1,935/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,444/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,553
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,597
−HK$1,061/mo
Today · 4.125%
HK$35,658
baseline
▲ 0.50% · 4.625%
HK$37,827
+HK$2,169/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$71,316/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,328
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,329
−HK$1,016/mo
Today · 4.125%
HK$39,345
baseline
▲ 0.50% · 4.625%
HK$41,418
+HK$2,073/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$78,690/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,790
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,904
−HK$1,131/mo
Today · 4.125%
HK$38,035
baseline
▲ 0.50% · 4.625%
HK$40,349
+HK$2,314/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$76,070/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,816
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,884
−HK$1,084/mo
Today · 4.125%
HK$41,968
baseline
▲ 0.50% · 4.625%
HK$44,180
+HK$2,212/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$83,936/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,027
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,210
−HK$1,202/mo
Today · 4.125%
HK$40,412
baseline
▲ 0.50% · 4.625%
HK$42,871
+HK$2,459/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$80,824/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,305
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,440
−HK$1,151/mo
Today · 4.125%
HK$44,591
baseline
▲ 0.50% · 4.625%
HK$46,941
+HK$2,350/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$89,182/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,264
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,517
−HK$1,272/mo
Today · 4.125%
HK$42,789
baseline
▲ 0.50% · 4.625%
HK$45,393
+HK$2,604/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,578/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,793
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,995
−HK$1,218/mo
Today · 4.125%
HK$47,213
baseline
▲ 0.50% · 4.625%
HK$49,702
+HK$2,489/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$94,426/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,985 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).