▼ 0.50% · 3.625%
HK$21,745
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,421
−HK$687/mo
Today · 4.125%
HK$23,108
baseline
▲ 0.50% · 4.625%
HK$24,514
+HK$1,406/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,216/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,191
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,839
−HK$659/mo
Today · 4.125%
HK$25,498
baseline
▲ 0.50% · 4.625%
HK$26,842
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,996/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,919
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,663
−HK$756/mo
Today · 4.125%
HK$25,419
baseline
▲ 0.50% · 4.625%
HK$26,966
+HK$1,547/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,838/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,610
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,323
−HK$724/mo
Today · 4.125%
HK$28,047
baseline
▲ 0.50% · 4.625%
HK$29,526
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,094/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,093
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,905
−HK$825/mo
Today · 4.125%
HK$27,730
baseline
▲ 0.50% · 4.625%
HK$29,417
+HK$1,687/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,460/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,029
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,807
−HK$790/mo
Today · 4.125%
HK$30,597
baseline
▲ 0.50% · 4.625%
HK$32,210
+HK$1,613/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,194/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,268
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,147
−HK$894/mo
Today · 4.125%
HK$30,041
baseline
▲ 0.50% · 4.625%
HK$31,868
+HK$1,827/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,082/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,448
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,291
−HK$856/mo
Today · 4.125%
HK$33,147
baseline
▲ 0.50% · 4.625%
HK$34,894
+HK$1,747/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,294/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,442
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,389
−HK$962/mo
Today · 4.125%
HK$32,351
baseline
▲ 0.50% · 4.625%
HK$34,320
+HK$1,969/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,702/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,867
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,775
−HK$922/mo
Today · 4.125%
HK$35,697
baseline
▲ 0.50% · 4.625%
HK$37,578
+HK$1,881/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,394/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,617
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,631
−HK$1,031/mo
Today · 4.125%
HK$34,662
baseline
▲ 0.50% · 4.625%
HK$36,771
+HK$2,109/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,324/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,286
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,259
−HK$987/mo
Today · 4.125%
HK$38,246
baseline
▲ 0.50% · 4.625%
HK$40,262
+HK$2,016/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,492/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,791
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,873
−HK$1,100/mo
Today · 4.125%
HK$36,973
baseline
▲ 0.50% · 4.625%
HK$39,223
+HK$2,250/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,946/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,705
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,743
−HK$1,053/mo
Today · 4.125%
HK$40,796
baseline
▲ 0.50% · 4.625%
HK$42,946
+HK$2,150/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,592/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,966
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,116
−HK$1,168/mo
Today · 4.125%
HK$39,284
baseline
▲ 0.50% · 4.625%
HK$41,674
+HK$2,390/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,568/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,124
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,227
−HK$1,119/mo
Today · 4.125%
HK$43,346
baseline
▲ 0.50% · 4.625%
HK$45,631
+HK$2,285/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,692/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,140
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,358
−HK$1,237/mo
Today · 4.125%
HK$41,595
baseline
▲ 0.50% · 4.625%
HK$44,125
+HK$2,530/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$83,190/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,543
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,711
−HK$1,185/mo
Today · 4.125%
HK$45,896
baseline
▲ 0.50% · 4.625%
HK$48,315
+HK$2,419/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$91,792/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,600 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).