▼ 0.50% · 3.625%
HK$18,507
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,083
−HK$584/mo
Today · 4.125%
HK$19,667
baseline
▲ 0.50% · 4.625%
HK$20,864
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,334/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,589
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,141
−HK$560/mo
Today · 4.125%
HK$21,701
baseline
▲ 0.50% · 4.625%
HK$22,845
+HK$1,144/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,402/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,358
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,991
−HK$643/mo
Today · 4.125%
HK$21,634
baseline
▲ 0.50% · 4.625%
HK$22,951
+HK$1,317/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,268/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,648
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,255
−HK$616/mo
Today · 4.125%
HK$23,871
baseline
▲ 0.50% · 4.625%
HK$25,130
+HK$1,259/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,742/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,208
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,899
−HK$702/mo
Today · 4.125%
HK$23,601
baseline
▲ 0.50% · 4.625%
HK$25,037
+HK$1,436/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,202/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,707
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,369
−HK$672/mo
Today · 4.125%
HK$26,041
baseline
▲ 0.50% · 4.625%
HK$27,414
+HK$1,373/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,082/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,059
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,807
−HK$761/mo
Today · 4.125%
HK$25,568
baseline
▲ 0.50% · 4.625%
HK$27,123
+HK$1,555/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,136/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,765
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,483
−HK$728/mo
Today · 4.125%
HK$28,211
baseline
▲ 0.50% · 4.625%
HK$29,699
+HK$1,488/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,422/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,910
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,716
−HK$818/mo
Today · 4.125%
HK$27,534
baseline
▲ 0.50% · 4.625%
HK$29,210
+HK$1,676/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,068/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,824
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,597
−HK$785/mo
Today · 4.125%
HK$30,382
baseline
▲ 0.50% · 4.625%
HK$31,983
+HK$1,601/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,764/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,760
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,624
−HK$877/mo
Today · 4.125%
HK$29,501
baseline
▲ 0.50% · 4.625%
HK$31,296
+HK$1,795/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$59,002/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,883
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,711
−HK$841/mo
Today · 4.125%
HK$32,552
baseline
▲ 0.50% · 4.625%
HK$34,268
+HK$1,716/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,104/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,611
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,532
−HK$936/mo
Today · 4.125%
HK$31,468
baseline
▲ 0.50% · 4.625%
HK$33,383
+HK$1,915/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,936/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,942
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,826
−HK$896/mo
Today · 4.125%
HK$34,722
baseline
▲ 0.50% · 4.625%
HK$36,552
+HK$1,830/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,444/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,462
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,440
−HK$995/mo
Today · 4.125%
HK$33,435
baseline
▲ 0.50% · 4.625%
HK$35,469
+HK$2,034/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,870/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,001
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,940
−HK$952/mo
Today · 4.125%
HK$36,892
baseline
▲ 0.50% · 4.625%
HK$38,837
+HK$1,945/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,784/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,312
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,349
−HK$1,052/mo
Today · 4.125%
HK$35,401
baseline
▲ 0.50% · 4.625%
HK$37,556
+HK$2,155/mo
Deposit HK$812K · loan HK$7.30M · min. income ≈ HK$70,802/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,060
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,054
−HK$1,008/mo
Today · 4.125%
HK$39,062
baseline
▲ 0.50% · 4.625%
HK$41,121
+HK$2,059/mo
Deposit HK$812K · loan HK$7.30M · min. income ≈ HK$78,124/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,485 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).