▼ 0.50% · 3.625%
HK$18,700
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,281
−HK$591/mo
Today · 4.125%
HK$19,872
baseline
▲ 0.50% · 4.625%
HK$21,082
+HK$1,210/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,744/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,803
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,361
−HK$566/mo
Today · 4.125%
HK$21,927
baseline
▲ 0.50% · 4.625%
HK$23,083
+HK$1,156/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,854/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,570
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,210
−HK$650/mo
Today · 4.125%
HK$21,860
baseline
▲ 0.50% · 4.625%
HK$23,190
+HK$1,330/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,720/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,884
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,497
−HK$623/mo
Today · 4.125%
HK$24,120
baseline
▲ 0.50% · 4.625%
HK$25,391
+HK$1,271/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,240/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,440
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,138
−HK$709/mo
Today · 4.125%
HK$23,847
baseline
▲ 0.50% · 4.625%
HK$25,298
+HK$1,451/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,694/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,964
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,634
−HK$679/mo
Today · 4.125%
HK$26,313
baseline
▲ 0.50% · 4.625%
HK$27,700
+HK$1,387/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,626/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,310
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,066
−HK$768/mo
Today · 4.125%
HK$25,834
baseline
▲ 0.50% · 4.625%
HK$27,406
+HK$1,572/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,668/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,044
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,770
−HK$735/mo
Today · 4.125%
HK$28,505
baseline
▲ 0.50% · 4.625%
HK$30,008
+HK$1,503/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$57,010/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,180
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,994
−HK$827/mo
Today · 4.125%
HK$27,821
baseline
▲ 0.50% · 4.625%
HK$29,514
+HK$1,693/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,642/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,125
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,906
−HK$792/mo
Today · 4.125%
HK$30,698
baseline
▲ 0.50% · 4.625%
HK$32,316
+HK$1,618/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,396/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,050
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,922
−HK$887/mo
Today · 4.125%
HK$29,809
baseline
▲ 0.50% · 4.625%
HK$31,622
+HK$1,813/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,618/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,205
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,042
−HK$849/mo
Today · 4.125%
HK$32,891
baseline
▲ 0.50% · 4.625%
HK$34,625
+HK$1,734/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,782/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,920
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,850
−HK$946/mo
Today · 4.125%
HK$31,796
baseline
▲ 0.50% · 4.625%
HK$33,731
+HK$1,935/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,592/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,285
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,178
−HK$906/mo
Today · 4.125%
HK$35,084
baseline
▲ 0.50% · 4.625%
HK$36,933
+HK$1,849/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,168/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,790
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,778
−HK$1,005/mo
Today · 4.125%
HK$33,783
baseline
▲ 0.50% · 4.625%
HK$35,839
+HK$2,056/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$67,566/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,366
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,314
−HK$962/mo
Today · 4.125%
HK$37,276
baseline
▲ 0.50% · 4.625%
HK$39,241
+HK$1,965/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$74,552/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,660
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,707
−HK$1,063/mo
Today · 4.125%
HK$35,770
baseline
▲ 0.50% · 4.625%
HK$37,947
+HK$2,177/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$71,540/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,446
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,450
−HK$1,019/mo
Today · 4.125%
HK$39,469
baseline
▲ 0.50% · 4.625%
HK$41,550
+HK$2,081/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$78,938/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,023 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).