▼ 0.50% · 3.625%
HK$21,571
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,242
−HK$682/mo
Today · 4.125%
HK$22,924
baseline
▲ 0.50% · 4.625%
HK$24,319
+HK$1,395/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,848/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,998
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,641
−HK$653/mo
Today · 4.125%
HK$25,294
baseline
▲ 0.50% · 4.625%
HK$26,627
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,588/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,728
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,466
−HK$750/mo
Today · 4.125%
HK$25,216
baseline
▲ 0.50% · 4.625%
HK$26,750
+HK$1,534/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,432/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,397
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,105
−HK$719/mo
Today · 4.125%
HK$27,824
baseline
▲ 0.50% · 4.625%
HK$29,290
+HK$1,466/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,648/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,885
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,690
−HK$819/mo
Today · 4.125%
HK$27,509
baseline
▲ 0.50% · 4.625%
HK$29,182
+HK$1,673/mo
Deposit HK$3.78M · loan HK$5.68M · min. income ≈ HK$55,018/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,797
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,569
−HK$784/mo
Today · 4.125%
HK$30,353
baseline
▲ 0.50% · 4.625%
HK$31,953
+HK$1,600/mo
Deposit HK$3.78M · loan HK$5.68M · min. income ≈ HK$60,706/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,042
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,915
−HK$886/mo
Today · 4.125%
HK$29,801
baseline
▲ 0.50% · 4.625%
HK$31,614
+HK$1,813/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,602/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,197
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,034
−HK$848/mo
Today · 4.125%
HK$32,882
baseline
▲ 0.50% · 4.625%
HK$34,616
+HK$1,734/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,764/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,199
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,139
−HK$954/mo
Today · 4.125%
HK$32,093
baseline
▲ 0.50% · 4.625%
HK$34,046
+HK$1,953/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,186/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,597
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,498
−HK$914/mo
Today · 4.125%
HK$35,412
baseline
▲ 0.50% · 4.625%
HK$37,278
+HK$1,866/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,824/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,357
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,363
−HK$1,023/mo
Today · 4.125%
HK$34,386
baseline
▲ 0.50% · 4.625%
HK$36,478
+HK$2,092/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,772/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,996
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,962
−HK$979/mo
Today · 4.125%
HK$37,941
baseline
▲ 0.50% · 4.625%
HK$39,941
+HK$2,000/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,882/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,514
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,587
−HK$1,091/mo
Today · 4.125%
HK$36,678
baseline
▲ 0.50% · 4.625%
HK$38,910
+HK$2,232/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,356/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,396
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,426
−HK$1,045/mo
Today · 4.125%
HK$40,471
baseline
▲ 0.50% · 4.625%
HK$42,604
+HK$2,133/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,942/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,671
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,811
−HK$1,159/mo
Today · 4.125%
HK$38,970
baseline
▲ 0.50% · 4.625%
HK$41,342
+HK$2,372/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,940/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,796
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,890
−HK$1,110/mo
Today · 4.125%
HK$43,000
baseline
▲ 0.50% · 4.625%
HK$45,267
+HK$2,267/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$86,000/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,828
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,036
−HK$1,227/mo
Today · 4.125%
HK$41,263
baseline
▲ 0.50% · 4.625%
HK$43,774
+HK$2,511/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$82,526/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,196
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,354
−HK$1,175/mo
Today · 4.125%
HK$45,529
baseline
▲ 0.50% · 4.625%
HK$47,929
+HK$2,400/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$91,058/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,993 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).