▼ 0.50% · 3.625%
HK$18,177
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,742
−HK$575/mo
Today · 4.125%
HK$19,317
baseline
▲ 0.50% · 4.625%
HK$20,492
+HK$1,175/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,634/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,221
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,764
−HK$550/mo
Today · 4.125%
HK$21,314
baseline
▲ 0.50% · 4.625%
HK$22,437
+HK$1,123/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,628/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,994
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,616
−HK$632/mo
Today · 4.125%
HK$21,248
baseline
▲ 0.50% · 4.625%
HK$22,541
+HK$1,293/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$42,496/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,244
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,840
−HK$605/mo
Today · 4.125%
HK$23,445
baseline
▲ 0.50% · 4.625%
HK$24,681
+HK$1,236/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$46,890/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,812
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,491
−HK$689/mo
Today · 4.125%
HK$23,180
baseline
▲ 0.50% · 4.625%
HK$24,590
+HK$1,410/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,360/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,266
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,916
−HK$661/mo
Today · 4.125%
HK$25,577
baseline
▲ 0.50% · 4.625%
HK$26,925
+HK$1,348/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,154/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,630
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,365
−HK$747/mo
Today · 4.125%
HK$25,112
baseline
▲ 0.50% · 4.625%
HK$26,639
+HK$1,527/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,224/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,288
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,993
−HK$715/mo
Today · 4.125%
HK$27,708
baseline
▲ 0.50% · 4.625%
HK$29,169
+HK$1,461/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,416/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,447
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,239
−HK$804/mo
Today · 4.125%
HK$27,043
baseline
▲ 0.50% · 4.625%
HK$28,689
+HK$1,646/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,086/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,310
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,069
−HK$770/mo
Today · 4.125%
HK$29,839
baseline
▲ 0.50% · 4.625%
HK$31,412
+HK$1,573/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,678/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,265
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,113
−HK$862/mo
Today · 4.125%
HK$28,975
baseline
▲ 0.50% · 4.625%
HK$30,738
+HK$1,763/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,950/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,332
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,146
−HK$825/mo
Today · 4.125%
HK$31,971
baseline
▲ 0.50% · 4.625%
HK$33,656
+HK$1,685/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,942/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,083
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,987
−HK$919/mo
Today · 4.125%
HK$30,906
baseline
▲ 0.50% · 4.625%
HK$32,787
+HK$1,881/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$61,812/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,354
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,222
−HK$880/mo
Today · 4.125%
HK$34,102
baseline
▲ 0.50% · 4.625%
HK$35,900
+HK$1,798/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$68,204/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,900
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,862
−HK$976/mo
Today · 4.125%
HK$32,838
baseline
▲ 0.50% · 4.625%
HK$34,836
+HK$1,998/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,676/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,376
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,298
−HK$936/mo
Today · 4.125%
HK$36,234
baseline
▲ 0.50% · 4.625%
HK$38,144
+HK$1,910/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,468/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,718
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,736
−HK$1,034/mo
Today · 4.125%
HK$34,770
baseline
▲ 0.50% · 4.625%
HK$36,885
+HK$2,115/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$69,540/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,399
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,375
−HK$990/mo
Today · 4.125%
HK$38,365
baseline
▲ 0.50% · 4.625%
HK$40,387
+HK$2,022/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$76,730/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,141 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).