▼ 0.50% · 3.625%
HK$22,795
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,504
−HK$720/mo
Today · 4.125%
HK$24,224
baseline
▲ 0.50% · 4.625%
HK$25,698
+HK$1,474/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,448/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,359
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,039
−HK$690/mo
Today · 4.125%
HK$26,729
baseline
▲ 0.50% · 4.625%
HK$28,138
+HK$1,409/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,458/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,074
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,854
−HK$792/mo
Today · 4.125%
HK$26,646
baseline
▲ 0.50% · 4.625%
HK$28,268
+HK$1,622/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$53,292/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,895
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,643
−HK$759/mo
Today · 4.125%
HK$29,402
baseline
▲ 0.50% · 4.625%
HK$30,951
+HK$1,549/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$58,804/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,353
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,204
−HK$865/mo
Today · 4.125%
HK$29,069
baseline
▲ 0.50% · 4.625%
HK$30,837
+HK$1,768/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,138/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,430
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,247
−HK$827/mo
Today · 4.125%
HK$32,074
baseline
▲ 0.50% · 4.625%
HK$33,765
+HK$1,691/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,148/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,633
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,555
−HK$936/mo
Today · 4.125%
HK$31,491
baseline
▲ 0.50% · 4.625%
HK$33,407
+HK$1,916/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$62,982/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,966
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,850
−HK$897/mo
Today · 4.125%
HK$34,747
baseline
▲ 0.50% · 4.625%
HK$36,579
+HK$1,832/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$69,494/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,912
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,905
−HK$1,009/mo
Today · 4.125%
HK$33,914
baseline
▲ 0.50% · 4.625%
HK$35,977
+HK$2,063/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,828/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,502
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,454
−HK$966/mo
Today · 4.125%
HK$37,420
baseline
▲ 0.50% · 4.625%
HK$39,393
+HK$1,973/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,840/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,192
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,255
−HK$1,081/mo
Today · 4.125%
HK$36,336
baseline
▲ 0.50% · 4.625%
HK$38,547
+HK$2,211/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$72,672/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,038
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,058
−HK$1,035/mo
Today · 4.125%
HK$40,093
baseline
▲ 0.50% · 4.625%
HK$42,206
+HK$2,113/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$80,186/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,471
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,606
−HK$1,152/mo
Today · 4.125%
HK$38,758
baseline
▲ 0.50% · 4.625%
HK$41,117
+HK$2,359/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$77,516/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,574
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,662
−HK$1,104/mo
Today · 4.125%
HK$42,766
baseline
▲ 0.50% · 4.625%
HK$45,020
+HK$2,254/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$85,532/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,751
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,956
−HK$1,225/mo
Today · 4.125%
HK$41,181
baseline
▲ 0.50% · 4.625%
HK$43,686
+HK$2,505/mo
Deposit HK$1.50M · loan HK$8.50M · min. income ≈ HK$82,362/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,110
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,266
−HK$1,173/mo
Today · 4.125%
HK$45,439
baseline
▲ 0.50% · 4.625%
HK$47,834
+HK$2,395/mo
Deposit HK$1.50M · loan HK$8.50M · min. income ≈ HK$90,878/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,030
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,306
−HK$1,297/mo
Today · 4.125%
HK$43,603
baseline
▲ 0.50% · 4.625%
HK$46,256
+HK$2,653/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$87,206/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,646
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,870
−HK$1,242/mo
Today · 4.125%
HK$48,112
baseline
▲ 0.50% · 4.625%
HK$50,648
+HK$2,536/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$96,224/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,648 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).