▼ 0.50% · 3.625%
HK$18,176
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,742
−HK$574/mo
Today · 4.125%
HK$19,316
baseline
▲ 0.50% · 4.625%
HK$20,491
+HK$1,175/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,632/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,221
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,763
−HK$550/mo
Today · 4.125%
HK$21,313
baseline
▲ 0.50% · 4.625%
HK$22,437
+HK$1,124/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,626/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,994
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,616
−HK$632/mo
Today · 4.125%
HK$21,248
baseline
▲ 0.50% · 4.625%
HK$22,540
+HK$1,292/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$42,496/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,243
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,839
−HK$606/mo
Today · 4.125%
HK$23,445
baseline
▲ 0.50% · 4.625%
HK$24,680
+HK$1,235/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$46,890/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,811
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,490
−HK$689/mo
Today · 4.125%
HK$23,179
baseline
▲ 0.50% · 4.625%
HK$24,590
+HK$1,411/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,358/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,265
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,916
−HK$660/mo
Today · 4.125%
HK$25,576
baseline
▲ 0.50% · 4.625%
HK$26,924
+HK$1,348/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,152/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,629
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,364
−HK$747/mo
Today · 4.125%
HK$25,111
baseline
▲ 0.50% · 4.625%
HK$26,639
+HK$1,528/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,222/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,287
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,992
−HK$715/mo
Today · 4.125%
HK$27,707
baseline
▲ 0.50% · 4.625%
HK$29,168
+HK$1,461/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,414/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,447
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,238
−HK$804/mo
Today · 4.125%
HK$27,042
baseline
▲ 0.50% · 4.625%
HK$28,688
+HK$1,646/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,084/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,309
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,068
−HK$771/mo
Today · 4.125%
HK$29,839
baseline
▲ 0.50% · 4.625%
HK$31,411
+HK$1,572/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,678/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,264
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,112
−HK$862/mo
Today · 4.125%
HK$28,974
baseline
▲ 0.50% · 4.625%
HK$30,737
+HK$1,763/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,948/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,331
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,145
−HK$825/mo
Today · 4.125%
HK$31,970
baseline
▲ 0.50% · 4.625%
HK$33,655
+HK$1,685/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,940/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,082
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,986
−HK$920/mo
Today · 4.125%
HK$30,906
baseline
▲ 0.50% · 4.625%
HK$32,786
+HK$1,880/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$61,812/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,353
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,221
−HK$880/mo
Today · 4.125%
HK$34,101
baseline
▲ 0.50% · 4.625%
HK$35,899
+HK$1,798/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$68,202/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,899
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,861
−HK$976/mo
Today · 4.125%
HK$32,837
baseline
▲ 0.50% · 4.625%
HK$34,835
+HK$1,998/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,674/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,375
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,297
−HK$936/mo
Today · 4.125%
HK$36,233
baseline
▲ 0.50% · 4.625%
HK$38,142
+HK$1,909/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,466/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,717
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,735
−HK$1,034/mo
Today · 4.125%
HK$34,769
baseline
▲ 0.50% · 4.625%
HK$36,884
+HK$2,115/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$69,538/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,397
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,374
−HK$990/mo
Today · 4.125%
HK$38,364
baseline
▲ 0.50% · 4.625%
HK$40,386
+HK$2,022/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$76,728/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,133 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).