▼ 0.50% · 3.625%
HK$16,480
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,992
−HK$521/mo
Today · 4.125%
HK$17,513
baseline
▲ 0.50% · 4.625%
HK$18,579
+HK$1,066/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,026/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,334
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,825
−HK$499/mo
Today · 4.125%
HK$19,324
baseline
▲ 0.50% · 4.625%
HK$20,343
+HK$1,019/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,648/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,128
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,692
−HK$572/mo
Today · 4.125%
HK$19,264
baseline
▲ 0.50% · 4.625%
HK$20,437
+HK$1,173/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,528/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,167
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,708
−HK$548/mo
Today · 4.125%
HK$21,256
baseline
▲ 0.50% · 4.625%
HK$22,377
+HK$1,121/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,512/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,776
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,391
−HK$625/mo
Today · 4.125%
HK$21,016
baseline
▲ 0.50% · 4.625%
HK$22,295
+HK$1,279/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,032/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,000
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,590
−HK$599/mo
Today · 4.125%
HK$23,189
baseline
▲ 0.50% · 4.625%
HK$24,411
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,378/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,424
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,090
−HK$677/mo
Today · 4.125%
HK$22,767
baseline
▲ 0.50% · 4.625%
HK$24,152
+HK$1,385/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,534/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,834
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,473
−HK$648/mo
Today · 4.125%
HK$25,121
baseline
▲ 0.50% · 4.625%
HK$26,445
+HK$1,324/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,242/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,072
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,789
−HK$729/mo
Today · 4.125%
HK$24,518
baseline
▲ 0.50% · 4.625%
HK$26,010
+HK$1,492/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,036/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,667
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,355
−HK$699/mo
Today · 4.125%
HK$27,054
baseline
▲ 0.50% · 4.625%
HK$28,480
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,108/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,720
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,489
−HK$781/mo
Today · 4.125%
HK$26,270
baseline
▲ 0.50% · 4.625%
HK$27,868
+HK$1,598/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,540/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,500
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,238
−HK$748/mo
Today · 4.125%
HK$28,986
baseline
▲ 0.50% · 4.625%
HK$30,514
+HK$1,528/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,972/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,368
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,188
−HK$833/mo
Today · 4.125%
HK$28,021
baseline
▲ 0.50% · 4.625%
HK$29,726
+HK$1,705/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$56,042/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,334
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,120
−HK$798/mo
Today · 4.125%
HK$30,918
baseline
▲ 0.50% · 4.625%
HK$32,548
+HK$1,630/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$61,836/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,016
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,887
−HK$885/mo
Today · 4.125%
HK$29,772
baseline
▲ 0.50% · 4.625%
HK$31,584
+HK$1,812/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,544/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,167
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,003
−HK$848/mo
Today · 4.125%
HK$32,851
baseline
▲ 0.50% · 4.625%
HK$34,582
+HK$1,731/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,702/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,664
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,586
−HK$938/mo
Today · 4.125%
HK$31,524
baseline
▲ 0.50% · 4.625%
HK$33,442
+HK$1,918/mo
Deposit HK$723K · loan HK$6.50M · min. income ≈ HK$63,048/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,000
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,885
−HK$898/mo
Today · 4.125%
HK$34,783
baseline
▲ 0.50% · 4.625%
HK$36,617
+HK$1,834/mo
Deposit HK$723K · loan HK$6.50M · min. income ≈ HK$69,566/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,815 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).