▼ 0.50% · 3.625%
HK$16,575
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,090
−HK$524/mo
Today · 4.125%
HK$17,614
baseline
▲ 0.50% · 4.625%
HK$18,686
+HK$1,072/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,228/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,439
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,934
−HK$501/mo
Today · 4.125%
HK$19,435
baseline
▲ 0.50% · 4.625%
HK$20,460
+HK$1,025/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,870/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,232
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,799
−HK$576/mo
Today · 4.125%
HK$19,375
baseline
▲ 0.50% · 4.625%
HK$20,554
+HK$1,179/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,750/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,283
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,827
−HK$552/mo
Today · 4.125%
HK$21,379
baseline
▲ 0.50% · 4.625%
HK$22,506
+HK$1,127/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,758/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,890
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,508
−HK$629/mo
Today · 4.125%
HK$21,137
baseline
▲ 0.50% · 4.625%
HK$22,423
+HK$1,286/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,274/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,127
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,720
−HK$602/mo
Today · 4.125%
HK$23,322
baseline
▲ 0.50% · 4.625%
HK$24,552
+HK$1,230/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,644/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,547
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,217
−HK$681/mo
Today · 4.125%
HK$22,898
baseline
▲ 0.50% · 4.625%
HK$24,292
+HK$1,394/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,796/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,971
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,614
−HK$652/mo
Today · 4.125%
HK$25,266
baseline
▲ 0.50% · 4.625%
HK$26,598
+HK$1,332/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,532/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,205
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,926
−HK$734/mo
Today · 4.125%
HK$24,660
baseline
▲ 0.50% · 4.625%
HK$26,160
+HK$1,500/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,320/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,815
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,507
−HK$703/mo
Today · 4.125%
HK$27,210
baseline
▲ 0.50% · 4.625%
HK$28,644
+HK$1,434/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,420/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,862
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,635
−HK$786/mo
Today · 4.125%
HK$26,421
baseline
▲ 0.50% · 4.625%
HK$28,029
+HK$1,608/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,842/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,659
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,401
−HK$752/mo
Today · 4.125%
HK$29,153
baseline
▲ 0.50% · 4.625%
HK$30,690
+HK$1,537/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,306/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,519
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,344
−HK$838/mo
Today · 4.125%
HK$28,182
baseline
▲ 0.50% · 4.625%
HK$29,897
+HK$1,715/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$56,364/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,503
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,294
−HK$803/mo
Today · 4.125%
HK$31,097
baseline
▲ 0.50% · 4.625%
HK$32,736
+HK$1,639/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$62,194/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,177
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,053
−HK$891/mo
Today · 4.125%
HK$29,944
baseline
▲ 0.50% · 4.625%
HK$31,766
+HK$1,822/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,888/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,347
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,187
−HK$853/mo
Today · 4.125%
HK$33,040
baseline
▲ 0.50% · 4.625%
HK$34,782
+HK$1,742/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,080/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,834
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,762
−HK$943/mo
Today · 4.125%
HK$31,705
baseline
▲ 0.50% · 4.625%
HK$33,634
+HK$1,929/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$63,410/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,190
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,081
−HK$903/mo
Today · 4.125%
HK$34,984
baseline
▲ 0.50% · 4.625%
HK$36,828
+HK$1,844/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$69,968/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,064 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).