▼ 0.50% · 3.625%
HK$16,715
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,235
−HK$528/mo
Today · 4.125%
HK$17,763
baseline
▲ 0.50% · 4.625%
HK$18,844
+HK$1,081/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,526/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,595
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,094
−HK$506/mo
Today · 4.125%
HK$19,600
baseline
▲ 0.50% · 4.625%
HK$20,633
+HK$1,033/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,200/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,386
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,958
−HK$581/mo
Today · 4.125%
HK$19,539
baseline
▲ 0.50% · 4.625%
HK$20,728
+HK$1,189/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,078/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,455
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,003
−HK$557/mo
Today · 4.125%
HK$21,560
baseline
▲ 0.50% · 4.625%
HK$22,696
+HK$1,136/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,120/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,058
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,682
−HK$634/mo
Today · 4.125%
HK$21,316
baseline
▲ 0.50% · 4.625%
HK$22,613
+HK$1,297/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,632/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,314
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,913
−HK$607/mo
Today · 4.125%
HK$23,520
baseline
▲ 0.50% · 4.625%
HK$24,760
+HK$1,240/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,040/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,729
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,405
−HK$687/mo
Today · 4.125%
HK$23,092
baseline
▲ 0.50% · 4.625%
HK$24,497
+HK$1,405/mo
Deposit HK$2.57M · loan HK$4.76M · min. income ≈ HK$46,184/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,174
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,822
−HK$658/mo
Today · 4.125%
HK$25,480
baseline
▲ 0.50% · 4.625%
HK$26,823
+HK$1,343/mo
Deposit HK$2.57M · loan HK$4.76M · min. income ≈ HK$50,960/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,401
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,129
−HK$739/mo
Today · 4.125%
HK$24,868
baseline
▲ 0.50% · 4.625%
HK$26,382
+HK$1,514/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,736/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,033
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,731
−HK$709/mo
Today · 4.125%
HK$27,440
baseline
▲ 0.50% · 4.625%
HK$28,886
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,880/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,072
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,852
−HK$793/mo
Today · 4.125%
HK$26,645
baseline
▲ 0.50% · 4.625%
HK$28,266
+HK$1,621/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$53,290/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,893
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,641
−HK$759/mo
Today · 4.125%
HK$29,400
baseline
▲ 0.50% · 4.625%
HK$30,949
+HK$1,549/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$58,800/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,744
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,576
−HK$845/mo
Today · 4.125%
HK$28,421
baseline
▲ 0.50% · 4.625%
HK$30,150
+HK$1,729/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$56,842/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,752
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,550
−HK$810/mo
Today · 4.125%
HK$31,360
baseline
▲ 0.50% · 4.625%
HK$33,013
+HK$1,653/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$62,720/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,415
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,299
−HK$898/mo
Today · 4.125%
HK$30,197
baseline
▲ 0.50% · 4.625%
HK$32,035
+HK$1,838/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,394/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,612
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,460
−HK$860/mo
Today · 4.125%
HK$33,320
baseline
▲ 0.50% · 4.625%
HK$35,076
+HK$1,756/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,640/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,087
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,023
−HK$951/mo
Today · 4.125%
HK$31,974
baseline
▲ 0.50% · 4.625%
HK$33,919
+HK$1,945/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$63,948/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,471
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,369
−HK$911/mo
Today · 4.125%
HK$35,280
baseline
▲ 0.50% · 4.625%
HK$37,139
+HK$1,859/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$70,560/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,909 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).