▼ 0.50% · 3.625%
HK$16,503
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,016
−HK$522/mo
Today · 4.125%
HK$17,538
baseline
▲ 0.50% · 4.625%
HK$18,605
+HK$1,067/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,076/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,359
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,852
−HK$499/mo
Today · 4.125%
HK$19,351
baseline
▲ 0.50% · 4.625%
HK$20,371
+HK$1,020/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,702/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,153
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,718
−HK$573/mo
Today · 4.125%
HK$19,291
baseline
▲ 0.50% · 4.625%
HK$20,465
+HK$1,174/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$38,582/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,195
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,737
−HK$549/mo
Today · 4.125%
HK$21,286
baseline
▲ 0.50% · 4.625%
HK$22,408
+HK$1,122/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$42,572/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,803
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,419
−HK$626/mo
Today · 4.125%
HK$21,045
baseline
▲ 0.50% · 4.625%
HK$22,326
+HK$1,281/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,090/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,031
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,622
−HK$599/mo
Today · 4.125%
HK$23,221
baseline
▲ 0.50% · 4.625%
HK$24,445
+HK$1,224/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,442/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,454
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,121
−HK$678/mo
Today · 4.125%
HK$22,799
baseline
▲ 0.50% · 4.625%
HK$24,186
+HK$1,387/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,598/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,867
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,507
−HK$649/mo
Today · 4.125%
HK$25,156
baseline
▲ 0.50% · 4.625%
HK$26,482
+HK$1,326/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,312/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,104
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,823
−HK$730/mo
Today · 4.125%
HK$24,553
baseline
▲ 0.50% · 4.625%
HK$26,047
+HK$1,494/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,106/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,703
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,392
−HK$700/mo
Today · 4.125%
HK$27,092
baseline
▲ 0.50% · 4.625%
HK$28,520
+HK$1,428/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,184/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,754
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,524
−HK$783/mo
Today · 4.125%
HK$26,307
baseline
▲ 0.50% · 4.625%
HK$27,907
+HK$1,600/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$52,614/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,539
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,277
−HK$750/mo
Today · 4.125%
HK$29,027
baseline
▲ 0.50% · 4.625%
HK$30,557
+HK$1,530/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$58,054/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,404
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,226
−HK$834/mo
Today · 4.125%
HK$28,060
baseline
▲ 0.50% · 4.625%
HK$29,768
+HK$1,708/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$56,120/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,375
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,163
−HK$799/mo
Today · 4.125%
HK$30,962
baseline
▲ 0.50% · 4.625%
HK$32,594
+HK$1,632/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$61,924/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,055
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,927
−HK$887/mo
Today · 4.125%
HK$29,814
baseline
▲ 0.50% · 4.625%
HK$31,628
+HK$1,814/mo
Deposit HK$1.09M · loan HK$6.15M · min. income ≈ HK$59,628/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,211
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,048
−HK$849/mo
Today · 4.125%
HK$32,897
baseline
▲ 0.50% · 4.625%
HK$34,631
+HK$1,734/mo
Deposit HK$1.09M · loan HK$6.15M · min. income ≈ HK$65,794/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,705
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,629
−HK$939/mo
Today · 4.125%
HK$31,568
baseline
▲ 0.50% · 4.625%
HK$33,489
+HK$1,921/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$63,136/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,047
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,933
−HK$899/mo
Today · 4.125%
HK$34,832
baseline
▲ 0.50% · 4.625%
HK$36,668
+HK$1,836/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$69,664/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,118 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).