▼ 0.50% · 3.625%
HK$16,655
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,173
−HK$527/mo
Today · 4.125%
HK$17,700
baseline
▲ 0.50% · 4.625%
HK$18,777
+HK$1,077/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,400/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,529
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,026
−HK$504/mo
Today · 4.125%
HK$19,530
baseline
▲ 0.50% · 4.625%
HK$20,559
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,060/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,321
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,891
−HK$579/mo
Today · 4.125%
HK$19,470
baseline
▲ 0.50% · 4.625%
HK$20,654
+HK$1,184/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,940/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,382
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,928
−HK$555/mo
Today · 4.125%
HK$21,483
baseline
▲ 0.50% · 4.625%
HK$22,615
+HK$1,132/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,966/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,986
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,608
−HK$632/mo
Today · 4.125%
HK$21,240
baseline
▲ 0.50% · 4.625%
HK$22,532
+HK$1,292/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,480/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,235
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,831
−HK$605/mo
Today · 4.125%
HK$23,436
baseline
▲ 0.50% · 4.625%
HK$24,671
+HK$1,235/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,872/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,652
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,325
−HK$685/mo
Today · 4.125%
HK$23,010
baseline
▲ 0.50% · 4.625%
HK$24,410
+HK$1,400/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,020/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,087
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,733
−HK$656/mo
Today · 4.125%
HK$25,389
baseline
▲ 0.50% · 4.625%
HK$26,727
+HK$1,338/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,778/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,317
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,043
−HK$736/mo
Today · 4.125%
HK$24,779
baseline
▲ 0.50% · 4.625%
HK$26,287
+HK$1,508/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,558/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,940
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,636
−HK$706/mo
Today · 4.125%
HK$27,342
baseline
▲ 0.50% · 4.625%
HK$28,783
+HK$1,441/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,684/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,983
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,760
−HK$789/mo
Today · 4.125%
HK$26,549
baseline
▲ 0.50% · 4.625%
HK$28,165
+HK$1,616/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,098/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,793
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,539
−HK$756/mo
Today · 4.125%
HK$29,295
baseline
▲ 0.50% · 4.625%
HK$30,839
+HK$1,544/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,590/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,648
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,477
−HK$842/mo
Today · 4.125%
HK$28,319
baseline
▲ 0.50% · 4.625%
HK$30,043
+HK$1,724/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,638/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,646
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,441
−HK$807/mo
Today · 4.125%
HK$31,248
baseline
▲ 0.50% · 4.625%
HK$32,895
+HK$1,647/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,496/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,314
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,195
−HK$894/mo
Today · 4.125%
HK$30,089
baseline
▲ 0.50% · 4.625%
HK$31,920
+HK$1,831/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,178/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,499
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,344
−HK$857/mo
Today · 4.125%
HK$33,201
baseline
▲ 0.50% · 4.625%
HK$34,951
+HK$1,750/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,402/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,979
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,912
−HK$947/mo
Today · 4.125%
HK$31,859
baseline
▲ 0.50% · 4.625%
HK$33,798
+HK$1,939/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,718/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,352
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,246
−HK$908/mo
Today · 4.125%
HK$35,154
baseline
▲ 0.50% · 4.625%
HK$37,007
+HK$1,853/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,308/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,123 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).