▼ 0.50% · 3.625%
HK$16,398
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,908
−HK$519/mo
Today · 4.125%
HK$17,427
baseline
▲ 0.50% · 4.625%
HK$18,487
+HK$1,060/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,854/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,243
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,732
−HK$497/mo
Today · 4.125%
HK$19,229
baseline
▲ 0.50% · 4.625%
HK$20,242
+HK$1,013/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,458/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,038
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,599
−HK$570/mo
Today · 4.125%
HK$19,169
baseline
▲ 0.50% · 4.625%
HK$20,336
+HK$1,167/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,338/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,067
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,605
−HK$546/mo
Today · 4.125%
HK$21,151
baseline
▲ 0.50% · 4.625%
HK$22,266
+HK$1,115/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,302/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,678
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,290
−HK$622/mo
Today · 4.125%
HK$20,912
baseline
▲ 0.50% · 4.625%
HK$22,184
+HK$1,272/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$41,824/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,892
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,479
−HK$595/mo
Today · 4.125%
HK$23,074
baseline
▲ 0.50% · 4.625%
HK$24,291
+HK$1,217/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$46,148/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,318
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,981
−HK$674/mo
Today · 4.125%
HK$22,655
baseline
▲ 0.50% · 4.625%
HK$24,033
+HK$1,378/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$45,310/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,716
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,352
−HK$645/mo
Today · 4.125%
HK$24,997
baseline
▲ 0.50% · 4.625%
HK$26,315
+HK$1,318/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$49,994/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,958
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,672
−HK$725/mo
Today · 4.125%
HK$24,397
baseline
▲ 0.50% · 4.625%
HK$25,882
+HK$1,485/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,794/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,540
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,225
−HK$695/mo
Today · 4.125%
HK$26,920
baseline
▲ 0.50% · 4.625%
HK$28,339
+HK$1,419/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,840/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,597
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,363
−HK$777/mo
Today · 4.125%
HK$26,140
baseline
▲ 0.50% · 4.625%
HK$27,730
+HK$1,590/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,280/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,364
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,098
−HK$745/mo
Today · 4.125%
HK$28,843
baseline
▲ 0.50% · 4.625%
HK$30,363
+HK$1,520/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,686/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,237
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,053
−HK$830/mo
Today · 4.125%
HK$27,883
baseline
▲ 0.50% · 4.625%
HK$29,579
+HK$1,696/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,766/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,189
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,971
−HK$795/mo
Today · 4.125%
HK$30,766
baseline
▲ 0.50% · 4.625%
HK$32,387
+HK$1,621/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,532/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,877
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,744
−HK$881/mo
Today · 4.125%
HK$29,625
baseline
▲ 0.50% · 4.625%
HK$31,428
+HK$1,803/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,250/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,013
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,845
−HK$844/mo
Today · 4.125%
HK$32,689
baseline
▲ 0.50% · 4.625%
HK$34,412
+HK$1,723/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,378/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,517
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,435
−HK$933/mo
Today · 4.125%
HK$31,368
baseline
▲ 0.50% · 4.625%
HK$33,277
+HK$1,909/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,736/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,837
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,718
−HK$893/mo
Today · 4.125%
HK$34,611
baseline
▲ 0.50% · 4.625%
HK$36,436
+HK$1,825/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,222/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,743 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).