▼ 0.50% · 3.625%
HK$17,245
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,781
−HK$545/mo
Today · 4.125%
HK$18,326
baseline
▲ 0.50% · 4.625%
HK$19,441
+HK$1,115/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,652/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,185
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,699
−HK$522/mo
Today · 4.125%
HK$20,221
baseline
▲ 0.50% · 4.625%
HK$21,287
+HK$1,066/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,442/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,969
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,559
−HK$600/mo
Today · 4.125%
HK$20,159
baseline
▲ 0.50% · 4.625%
HK$21,385
+HK$1,226/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,318/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,103
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,669
−HK$574/mo
Today · 4.125%
HK$22,243
baseline
▲ 0.50% · 4.625%
HK$23,416
+HK$1,173/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,486/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,694
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,337
−HK$654/mo
Today · 4.125%
HK$21,991
baseline
▲ 0.50% · 4.625%
HK$23,330
+HK$1,339/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$43,982/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,022
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,639
−HK$626/mo
Today · 4.125%
HK$24,265
baseline
▲ 0.50% · 4.625%
HK$25,545
+HK$1,280/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,530/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,418
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,116
−HK$708/mo
Today · 4.125%
HK$23,824
baseline
▲ 0.50% · 4.625%
HK$25,274
+HK$1,450/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,648/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,940
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,609
−HK$679/mo
Today · 4.125%
HK$26,288
baseline
▲ 0.50% · 4.625%
HK$27,673
+HK$1,385/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,576/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,143
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,894
−HK$763/mo
Today · 4.125%
HK$25,657
baseline
▲ 0.50% · 4.625%
HK$27,218
+HK$1,561/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,314/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,859
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,579
−HK$731/mo
Today · 4.125%
HK$28,310
baseline
▲ 0.50% · 4.625%
HK$29,802
+HK$1,492/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,620/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,867
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,672
−HK$817/mo
Today · 4.125%
HK$27,489
baseline
▲ 0.50% · 4.625%
HK$29,162
+HK$1,673/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,978/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,777
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,549
−HK$783/mo
Today · 4.125%
HK$30,332
baseline
▲ 0.50% · 4.625%
HK$31,931
+HK$1,599/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,664/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,592
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,450
−HK$872/mo
Today · 4.125%
HK$29,322
baseline
▲ 0.50% · 4.625%
HK$31,106
+HK$1,784/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$58,644/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,696
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,519
−HK$835/mo
Today · 4.125%
HK$32,354
baseline
▲ 0.50% · 4.625%
HK$34,059
+HK$1,705/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$64,708/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,316
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,228
−HK$927/mo
Today · 4.125%
HK$31,155
baseline
▲ 0.50% · 4.625%
HK$33,050
+HK$1,895/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$62,310/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,614
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,489
−HK$887/mo
Today · 4.125%
HK$34,376
baseline
▲ 0.50% · 4.625%
HK$36,188
+HK$1,812/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$68,752/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,041
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,006
−HK$981/mo
Today · 4.125%
HK$32,987
baseline
▲ 0.50% · 4.625%
HK$34,994
+HK$2,007/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$65,974/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,532
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,459
−HK$939/mo
Today · 4.125%
HK$36,398
baseline
▲ 0.50% · 4.625%
HK$38,317
+HK$1,919/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$72,796/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,881 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).