▼ 0.50% · 3.625%
HK$16,473
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,986
−HK$520/mo
Today · 4.125%
HK$17,506
baseline
▲ 0.50% · 4.625%
HK$18,572
+HK$1,066/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,012/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,327
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,818
−HK$499/mo
Today · 4.125%
HK$19,317
baseline
▲ 0.50% · 4.625%
HK$20,335
+HK$1,018/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,634/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,121
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,684
−HK$573/mo
Today · 4.125%
HK$19,257
baseline
▲ 0.50% · 4.625%
HK$20,429
+HK$1,172/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,514/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,159
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,700
−HK$548/mo
Today · 4.125%
HK$21,248
baseline
▲ 0.50% · 4.625%
HK$22,368
+HK$1,120/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,496/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,768
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,383
−HK$625/mo
Today · 4.125%
HK$21,008
baseline
▲ 0.50% · 4.625%
HK$22,286
+HK$1,278/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$42,016/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,992
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,582
−HK$598/mo
Today · 4.125%
HK$23,180
baseline
▲ 0.50% · 4.625%
HK$24,402
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,360/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,415
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,082
−HK$676/mo
Today · 4.125%
HK$22,758
baseline
▲ 0.50% · 4.625%
HK$24,143
+HK$1,385/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,516/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,825
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,463
−HK$649/mo
Today · 4.125%
HK$25,112
baseline
▲ 0.50% · 4.625%
HK$26,435
+HK$1,323/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,224/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,063
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,780
−HK$729/mo
Today · 4.125%
HK$24,509
baseline
▲ 0.50% · 4.625%
HK$26,000
+HK$1,491/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,018/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,657
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,345
−HK$698/mo
Today · 4.125%
HK$27,043
baseline
▲ 0.50% · 4.625%
HK$28,469
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,086/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,710
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,479
−HK$781/mo
Today · 4.125%
HK$26,260
baseline
▲ 0.50% · 4.625%
HK$27,858
+HK$1,598/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,520/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,490
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,227
−HK$748/mo
Today · 4.125%
HK$28,975
baseline
▲ 0.50% · 4.625%
HK$30,502
+HK$1,527/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,950/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,358
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,177
−HK$833/mo
Today · 4.125%
HK$28,010
baseline
▲ 0.50% · 4.625%
HK$29,715
+HK$1,705/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$56,020/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,322
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,109
−HK$798/mo
Today · 4.125%
HK$30,907
baseline
▲ 0.50% · 4.625%
HK$32,536
+HK$1,629/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$61,814/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,005
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,876
−HK$885/mo
Today · 4.125%
HK$29,761
baseline
▲ 0.50% · 4.625%
HK$31,572
+HK$1,811/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,522/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,155
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,991
−HK$847/mo
Today · 4.125%
HK$32,838
baseline
▲ 0.50% · 4.625%
HK$34,569
+HK$1,731/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,676/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,652
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,575
−HK$937/mo
Today · 4.125%
HK$31,512
baseline
▲ 0.50% · 4.625%
HK$33,429
+HK$1,917/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$63,024/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,988
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,873
−HK$897/mo
Today · 4.125%
HK$34,770
baseline
▲ 0.50% · 4.625%
HK$36,603
+HK$1,833/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,540/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,732 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).