▼ 0.50% · 3.625%
HK$16,474
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,986
−HK$521/mo
Today · 4.125%
HK$17,507
baseline
▲ 0.50% · 4.625%
HK$18,572
+HK$1,065/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,014/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,327
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,819
−HK$498/mo
Today · 4.125%
HK$19,317
baseline
▲ 0.50% · 4.625%
HK$20,335
+HK$1,018/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,634/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,121
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,685
−HK$573/mo
Today · 4.125%
HK$19,258
baseline
▲ 0.50% · 4.625%
HK$20,429
+HK$1,171/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,516/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,160
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,700
−HK$549/mo
Today · 4.125%
HK$21,249
baseline
▲ 0.50% · 4.625%
HK$22,369
+HK$1,120/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,498/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,769
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,384
−HK$624/mo
Today · 4.125%
HK$21,008
baseline
▲ 0.50% · 4.625%
HK$22,287
+HK$1,279/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$42,016/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,992
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,582
−HK$599/mo
Today · 4.125%
HK$23,181
baseline
▲ 0.50% · 4.625%
HK$24,403
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,362/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,416
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,082
−HK$677/mo
Today · 4.125%
HK$22,759
baseline
▲ 0.50% · 4.625%
HK$24,144
+HK$1,385/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,518/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,825
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,464
−HK$648/mo
Today · 4.125%
HK$25,112
baseline
▲ 0.50% · 4.625%
HK$26,436
+HK$1,324/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,224/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,063
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,781
−HK$729/mo
Today · 4.125%
HK$24,510
baseline
▲ 0.50% · 4.625%
HK$26,001
+HK$1,491/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,020/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,658
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,346
−HK$698/mo
Today · 4.125%
HK$27,044
baseline
▲ 0.50% · 4.625%
HK$28,470
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,088/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,711
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,479
−HK$781/mo
Today · 4.125%
HK$26,260
baseline
▲ 0.50% · 4.625%
HK$27,858
+HK$1,598/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,520/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,491
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,228
−HK$748/mo
Today · 4.125%
HK$28,976
baseline
▲ 0.50% · 4.625%
HK$30,503
+HK$1,527/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,952/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,358
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,178
−HK$833/mo
Today · 4.125%
HK$28,011
baseline
▲ 0.50% · 4.625%
HK$29,716
+HK$1,705/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$56,022/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,323
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,110
−HK$797/mo
Today · 4.125%
HK$30,907
baseline
▲ 0.50% · 4.625%
HK$32,537
+HK$1,630/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$61,814/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,006
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,877
−HK$885/mo
Today · 4.125%
HK$29,762
baseline
▲ 0.50% · 4.625%
HK$31,573
+HK$1,811/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,524/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,156
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,992
−HK$847/mo
Today · 4.125%
HK$32,839
baseline
▲ 0.50% · 4.625%
HK$34,570
+HK$1,731/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,678/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,653
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,575
−HK$937/mo
Today · 4.125%
HK$31,512
baseline
▲ 0.50% · 4.625%
HK$33,430
+HK$1,918/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$63,024/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,989
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,873
−HK$898/mo
Today · 4.125%
HK$34,771
baseline
▲ 0.50% · 4.625%
HK$36,604
+HK$1,833/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,542/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,738 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).