▼ 0.50% · 3.625%
HK$16,305
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,812
−HK$516/mo
Today · 4.125%
HK$17,328
baseline
▲ 0.50% · 4.625%
HK$18,382
+HK$1,054/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,656/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,139
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,626
−HK$493/mo
Today · 4.125%
HK$19,119
baseline
▲ 0.50% · 4.625%
HK$20,127
+HK$1,008/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,238/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,936
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,494
−HK$566/mo
Today · 4.125%
HK$19,060
baseline
▲ 0.50% · 4.625%
HK$20,220
+HK$1,160/mo
Deposit HK$3.22M · loan HK$3.93M · min. income ≈ HK$38,120/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,953
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,488
−HK$543/mo
Today · 4.125%
HK$21,031
baseline
▲ 0.50% · 4.625%
HK$22,140
+HK$1,109/mo
Deposit HK$3.22M · loan HK$3.93M · min. income ≈ HK$42,062/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,566
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,175
−HK$618/mo
Today · 4.125%
HK$20,793
baseline
▲ 0.50% · 4.625%
HK$22,058
+HK$1,265/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,586/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,767
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,351
−HK$592/mo
Today · 4.125%
HK$22,943
baseline
▲ 0.50% · 4.625%
HK$24,153
+HK$1,210/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,886/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,197
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,856
−HK$670/mo
Today · 4.125%
HK$22,526
baseline
▲ 0.50% · 4.625%
HK$23,897
+HK$1,371/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$45,052/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,581
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,214
−HK$641/mo
Today · 4.125%
HK$24,855
baseline
▲ 0.50% · 4.625%
HK$26,165
+HK$1,310/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$49,710/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,827
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,537
−HK$722/mo
Today · 4.125%
HK$24,259
baseline
▲ 0.50% · 4.625%
HK$25,735
+HK$1,476/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,518/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,395
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,076
−HK$691/mo
Today · 4.125%
HK$26,767
baseline
▲ 0.50% · 4.625%
HK$28,178
+HK$1,411/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,534/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,458
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,218
−HK$773/mo
Today · 4.125%
HK$25,991
baseline
▲ 0.50% · 4.625%
HK$27,573
+HK$1,582/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$51,982/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,209
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,939
−HK$740/mo
Today · 4.125%
HK$28,679
baseline
▲ 0.50% · 4.625%
HK$30,191
+HK$1,512/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$57,358/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,088
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,900
−HK$824/mo
Today · 4.125%
HK$27,724
baseline
▲ 0.50% · 4.625%
HK$29,411
+HK$1,687/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$55,448/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,023
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,801
−HK$790/mo
Today · 4.125%
HK$30,591
baseline
▲ 0.50% · 4.625%
HK$32,203
+HK$1,612/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$61,182/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,719
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,581
−HK$876/mo
Today · 4.125%
HK$29,457
baseline
▲ 0.50% · 4.625%
HK$31,249
+HK$1,792/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$58,914/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,837
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,664
−HK$839/mo
Today · 4.125%
HK$32,503
baseline
▲ 0.50% · 4.625%
HK$34,216
+HK$1,713/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$65,006/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,349
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,262
−HK$928/mo
Today · 4.125%
HK$31,190
baseline
▲ 0.50% · 4.625%
HK$33,088
+HK$1,898/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$62,380/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,651
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,526
−HK$889/mo
Today · 4.125%
HK$34,415
baseline
▲ 0.50% · 4.625%
HK$36,229
+HK$1,814/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$68,830/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,518 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).