▼ 0.50% · 3.625%
HK$16,534
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,048
−HK$522/mo
Today · 4.125%
HK$17,570
baseline
▲ 0.50% · 4.625%
HK$18,639
+HK$1,069/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,140/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,393
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,887
−HK$500/mo
Today · 4.125%
HK$19,387
baseline
▲ 0.50% · 4.625%
HK$20,409
+HK$1,022/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,774/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,187
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,753
−HK$574/mo
Today · 4.125%
HK$19,327
baseline
▲ 0.50% · 4.625%
HK$20,503
+HK$1,176/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$38,654/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,233
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,775
−HK$551/mo
Today · 4.125%
HK$21,326
baseline
▲ 0.50% · 4.625%
HK$22,450
+HK$1,124/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$42,652/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,840
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,457
−HK$627/mo
Today · 4.125%
HK$21,084
baseline
▲ 0.50% · 4.625%
HK$22,367
+HK$1,283/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,168/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,072
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,664
−HK$601/mo
Today · 4.125%
HK$23,265
baseline
▲ 0.50% · 4.625%
HK$24,491
+HK$1,226/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,530/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,494
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,162
−HK$679/mo
Today · 4.125%
HK$22,841
baseline
▲ 0.50% · 4.625%
HK$24,231
+HK$1,390/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$45,682/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,911
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,553
−HK$650/mo
Today · 4.125%
HK$25,203
baseline
▲ 0.50% · 4.625%
HK$26,532
+HK$1,329/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$50,406/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,147
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,867
−HK$731/mo
Today · 4.125%
HK$24,598
baseline
▲ 0.50% · 4.625%
HK$26,095
+HK$1,497/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,196/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,751
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,441
−HK$701/mo
Today · 4.125%
HK$27,142
baseline
▲ 0.50% · 4.625%
HK$28,573
+HK$1,431/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,284/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,800
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,572
−HK$783/mo
Today · 4.125%
HK$26,355
baseline
▲ 0.50% · 4.625%
HK$27,959
+HK$1,604/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,710/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,590
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,330
−HK$751/mo
Today · 4.125%
HK$29,081
baseline
▲ 0.50% · 4.625%
HK$30,614
+HK$1,533/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,162/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,454
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,276
−HK$836/mo
Today · 4.125%
HK$28,112
baseline
▲ 0.50% · 4.625%
HK$29,823
+HK$1,711/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,224/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,429
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,219
−HK$800/mo
Today · 4.125%
HK$31,019
baseline
▲ 0.50% · 4.625%
HK$32,654
+HK$1,635/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,038/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,107
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,981
−HK$889/mo
Today · 4.125%
HK$29,870
baseline
▲ 0.50% · 4.625%
HK$31,687
+HK$1,817/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,740/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,269
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,107
−HK$851/mo
Today · 4.125%
HK$32,958
baseline
▲ 0.50% · 4.625%
HK$34,695
+HK$1,737/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,916/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,760
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,686
−HK$941/mo
Today · 4.125%
HK$31,627
baseline
▲ 0.50% · 4.625%
HK$33,551
+HK$1,924/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$63,254/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,108
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,996
−HK$901/mo
Today · 4.125%
HK$34,897
baseline
▲ 0.50% · 4.625%
HK$36,736
+HK$1,839/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$69,794/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,522 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).