▼ 0.50% · 3.625%
HK$17,206
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,741
−HK$544/mo
Today · 4.125%
HK$18,285
baseline
▲ 0.50% · 4.625%
HK$19,397
+HK$1,112/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,570/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,141
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,655
−HK$521/mo
Today · 4.125%
HK$20,176
baseline
▲ 0.50% · 4.625%
HK$21,239
+HK$1,063/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,352/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,927
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,515
−HK$598/mo
Today · 4.125%
HK$20,113
baseline
▲ 0.50% · 4.625%
HK$21,337
+HK$1,224/mo
Deposit HK$3.40M · loan HK$4.15M · min. income ≈ HK$40,226/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,056
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,620
−HK$573/mo
Today · 4.125%
HK$22,193
baseline
▲ 0.50% · 4.625%
HK$23,363
+HK$1,170/mo
Deposit HK$3.40M · loan HK$4.15M · min. income ≈ HK$44,386/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,647
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,289
−HK$653/mo
Today · 4.125%
HK$21,942
baseline
▲ 0.50% · 4.625%
HK$23,277
+HK$1,335/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,884/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,970
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,586
−HK$625/mo
Today · 4.125%
HK$24,211
baseline
▲ 0.50% · 4.625%
HK$25,487
+HK$1,276/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,422/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,368
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,063
−HK$707/mo
Today · 4.125%
HK$23,770
baseline
▲ 0.50% · 4.625%
HK$25,217
+HK$1,447/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$47,540/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,884
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,551
−HK$677/mo
Today · 4.125%
HK$26,228
baseline
▲ 0.50% · 4.625%
HK$27,611
+HK$1,383/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$52,456/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,088
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,838
−HK$761/mo
Today · 4.125%
HK$25,599
baseline
▲ 0.50% · 4.625%
HK$27,156
+HK$1,557/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,198/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,798
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,517
−HK$729/mo
Today · 4.125%
HK$28,246
baseline
▲ 0.50% · 4.625%
HK$29,735
+HK$1,489/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,492/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,809
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,612
−HK$815/mo
Today · 4.125%
HK$27,427
baseline
▲ 0.50% · 4.625%
HK$29,096
+HK$1,669/mo
Deposit HK$1.89M · loan HK$5.66M · min. income ≈ HK$54,854/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,712
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,482
−HK$781/mo
Today · 4.125%
HK$30,263
baseline
▲ 0.50% · 4.625%
HK$31,859
+HK$1,596/mo
Deposit HK$1.89M · loan HK$5.66M · min. income ≈ HK$60,526/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,529
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,386
−HK$870/mo
Today · 4.125%
HK$29,256
baseline
▲ 0.50% · 4.625%
HK$31,036
+HK$1,780/mo
Deposit HK$1.51M · loan HK$6.04M · min. income ≈ HK$58,512/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,626
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,448
−HK$833/mo
Today · 4.125%
HK$32,281
baseline
▲ 0.50% · 4.625%
HK$33,982
+HK$1,701/mo
Deposit HK$1.51M · loan HK$6.04M · min. income ≈ HK$64,562/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,250
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,160
−HK$924/mo
Today · 4.125%
HK$31,084
baseline
▲ 0.50% · 4.625%
HK$32,976
+HK$1,892/mo
Deposit HK$1.13M · loan HK$6.41M · min. income ≈ HK$62,168/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,540
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,413
−HK$885/mo
Today · 4.125%
HK$34,298
baseline
▲ 0.50% · 4.625%
HK$36,106
+HK$1,808/mo
Deposit HK$1.13M · loan HK$6.41M · min. income ≈ HK$68,596/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,971
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,934
−HK$979/mo
Today · 4.125%
HK$32,913
baseline
▲ 0.50% · 4.625%
HK$34,915
+HK$2,002/mo
Deposit HK$755K · loan HK$6.79M · min. income ≈ HK$65,826/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,455
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,379
−HK$937/mo
Today · 4.125%
HK$36,316
baseline
▲ 0.50% · 4.625%
HK$38,230
+HK$1,914/mo
Deposit HK$755K · loan HK$6.79M · min. income ≈ HK$72,632/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,369 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).