▼ 0.50% · 3.625%
HK$17,243
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,779
−HK$545/mo
Today · 4.125%
HK$18,324
baseline
▲ 0.50% · 4.625%
HK$19,439
+HK$1,115/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,648/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,182
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,697
−HK$522/mo
Today · 4.125%
HK$20,219
baseline
▲ 0.50% · 4.625%
HK$21,284
+HK$1,065/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,438/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,967
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,557
−HK$599/mo
Today · 4.125%
HK$20,156
baseline
▲ 0.50% · 4.625%
HK$21,383
+HK$1,227/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,312/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,100
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,666
−HK$574/mo
Today · 4.125%
HK$22,240
baseline
▲ 0.50% · 4.625%
HK$23,413
+HK$1,173/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,480/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,691
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,335
−HK$654/mo
Today · 4.125%
HK$21,989
baseline
▲ 0.50% · 4.625%
HK$23,327
+HK$1,338/mo
Deposit HK$3.02M · loan HK$4.54M · min. income ≈ HK$43,978/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,019
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,636
−HK$626/mo
Today · 4.125%
HK$24,262
baseline
▲ 0.50% · 4.625%
HK$25,541
+HK$1,279/mo
Deposit HK$3.02M · loan HK$4.54M · min. income ≈ HK$48,524/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,415
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,113
−HK$708/mo
Today · 4.125%
HK$23,821
baseline
▲ 0.50% · 4.625%
HK$25,270
+HK$1,449/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,642/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,937
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,606
−HK$678/mo
Today · 4.125%
HK$26,284
baseline
▲ 0.50% · 4.625%
HK$27,670
+HK$1,386/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,568/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,140
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,890
−HK$763/mo
Today · 4.125%
HK$25,653
baseline
▲ 0.50% · 4.625%
HK$27,214
+HK$1,561/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,306/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,855
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,575
−HK$731/mo
Today · 4.125%
HK$28,306
baseline
▲ 0.50% · 4.625%
HK$29,798
+HK$1,492/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,612/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,864
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,668
−HK$818/mo
Today · 4.125%
HK$27,486
baseline
▲ 0.50% · 4.625%
HK$29,158
+HK$1,672/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,972/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,773
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,545
−HK$783/mo
Today · 4.125%
HK$30,328
baseline
▲ 0.50% · 4.625%
HK$31,926
+HK$1,598/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,656/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,588
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,446
−HK$872/mo
Today · 4.125%
HK$29,318
baseline
▲ 0.50% · 4.625%
HK$31,102
+HK$1,784/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$58,636/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,692
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,515
−HK$835/mo
Today · 4.125%
HK$32,350
baseline
▲ 0.50% · 4.625%
HK$34,055
+HK$1,705/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$64,700/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,312
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,224
−HK$927/mo
Today · 4.125%
HK$31,151
baseline
▲ 0.50% · 4.625%
HK$33,046
+HK$1,895/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$62,302/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,610
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,484
−HK$888/mo
Today · 4.125%
HK$34,372
baseline
▲ 0.50% · 4.625%
HK$36,183
+HK$1,811/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$68,744/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,037
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,002
−HK$981/mo
Today · 4.125%
HK$32,983
baseline
▲ 0.50% · 4.625%
HK$34,990
+HK$2,007/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$65,966/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,528
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,454
−HK$939/mo
Today · 4.125%
HK$36,393
baseline
▲ 0.50% · 4.625%
HK$38,312
+HK$1,919/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$72,786/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,851 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).