▼ 0.50% · 3.625%
HK$18,020
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,580
−HK$570/mo
Today · 4.125%
HK$19,150
baseline
▲ 0.50% · 4.625%
HK$20,315
+HK$1,165/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,300/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,047
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,584
−HK$546/mo
Today · 4.125%
HK$21,130
baseline
▲ 0.50% · 4.625%
HK$22,244
+HK$1,114/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,260/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,822
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,438
−HK$627/mo
Today · 4.125%
HK$21,065
baseline
▲ 0.50% · 4.625%
HK$22,346
+HK$1,281/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,130/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,051
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,643
−HK$600/mo
Today · 4.125%
HK$23,243
baseline
▲ 0.50% · 4.625%
HK$24,468
+HK$1,225/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,486/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,624
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,296
−HK$684/mo
Today · 4.125%
HK$22,980
baseline
▲ 0.50% · 4.625%
HK$24,378
+HK$1,398/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,960/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,056
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,701
−HK$655/mo
Today · 4.125%
HK$25,356
baseline
▲ 0.50% · 4.625%
HK$26,692
+HK$1,336/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,712/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,426
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,154
−HK$741/mo
Today · 4.125%
HK$24,895
baseline
▲ 0.50% · 4.625%
HK$26,409
+HK$1,514/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,790/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,061
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,760
−HK$709/mo
Today · 4.125%
HK$27,469
baseline
▲ 0.50% · 4.625%
HK$28,917
+HK$1,448/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,938/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,228
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,012
−HK$798/mo
Today · 4.125%
HK$26,810
baseline
▲ 0.50% · 4.625%
HK$28,441
+HK$1,631/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,620/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,065
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,818
−HK$764/mo
Today · 4.125%
HK$29,582
baseline
▲ 0.50% · 4.625%
HK$31,141
+HK$1,559/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,164/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,030
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,870
−HK$855/mo
Today · 4.125%
HK$28,725
baseline
▲ 0.50% · 4.625%
HK$30,472
+HK$1,747/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,450/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,070
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,877
−HK$818/mo
Today · 4.125%
HK$31,695
baseline
▲ 0.50% · 4.625%
HK$33,365
+HK$1,670/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,390/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,832
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,728
−HK$912/mo
Today · 4.125%
HK$30,640
baseline
▲ 0.50% · 4.625%
HK$32,504
+HK$1,864/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,280/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,075
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,935
−HK$873/mo
Today · 4.125%
HK$33,808
baseline
▲ 0.50% · 4.625%
HK$35,590
+HK$1,782/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,616/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,634
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,586
−HK$969/mo
Today · 4.125%
HK$32,555
baseline
▲ 0.50% · 4.625%
HK$34,535
+HK$1,980/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,110/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,080
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,994
−HK$927/mo
Today · 4.125%
HK$35,921
baseline
▲ 0.50% · 4.625%
HK$37,814
+HK$1,893/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,842/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,436
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,444
−HK$1,026/mo
Today · 4.125%
HK$34,470
baseline
▲ 0.50% · 4.625%
HK$36,567
+HK$2,097/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,940/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,084
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,052
−HK$982/mo
Today · 4.125%
HK$38,034
baseline
▲ 0.50% · 4.625%
HK$40,039
+HK$2,005/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,068/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,076 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).