▼ 0.50% · 3.625%
HK$22,776
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,485
−HK$720/mo
Today · 4.125%
HK$24,205
baseline
▲ 0.50% · 4.625%
HK$25,677
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,410/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,339
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,018
−HK$689/mo
Today · 4.125%
HK$26,707
baseline
▲ 0.50% · 4.625%
HK$28,115
+HK$1,408/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,414/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,054
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,833
−HK$792/mo
Today · 4.125%
HK$26,625
baseline
▲ 0.50% · 4.625%
HK$28,245
+HK$1,620/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,250/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,872
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,620
−HK$758/mo
Today · 4.125%
HK$29,378
baseline
▲ 0.50% · 4.625%
HK$30,927
+HK$1,549/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,756/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,332
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,182
−HK$864/mo
Today · 4.125%
HK$29,046
baseline
▲ 0.50% · 4.625%
HK$30,813
+HK$1,767/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$58,092/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,406
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,222
−HK$827/mo
Today · 4.125%
HK$32,049
baseline
▲ 0.50% · 4.625%
HK$33,738
+HK$1,689/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$64,098/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,609
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,530
−HK$936/mo
Today · 4.125%
HK$31,466
baseline
▲ 0.50% · 4.625%
HK$33,381
+HK$1,915/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,932/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,940
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,824
−HK$896/mo
Today · 4.125%
HK$34,720
baseline
▲ 0.50% · 4.625%
HK$36,550
+HK$1,830/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,440/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,887
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,879
−HK$1,008/mo
Today · 4.125%
HK$33,887
baseline
▲ 0.50% · 4.625%
HK$35,948
+HK$2,061/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,774/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,474
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,425
−HK$965/mo
Today · 4.125%
HK$37,390
baseline
▲ 0.50% · 4.625%
HK$39,361
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,780/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,165
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,227
−HK$1,080/mo
Today · 4.125%
HK$36,307
baseline
▲ 0.50% · 4.625%
HK$38,516
+HK$2,209/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,614/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,008
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,027
−HK$1,034/mo
Today · 4.125%
HK$40,061
baseline
▲ 0.50% · 4.625%
HK$42,173
+HK$2,112/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,122/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,442
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,576
−HK$1,151/mo
Today · 4.125%
HK$38,727
baseline
▲ 0.50% · 4.625%
HK$41,084
+HK$2,357/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,454/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,542
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,629
−HK$1,103/mo
Today · 4.125%
HK$42,732
baseline
▲ 0.50% · 4.625%
HK$44,984
+HK$2,252/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,464/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,720
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,924
−HK$1,224/mo
Today · 4.125%
HK$41,148
baseline
▲ 0.50% · 4.625%
HK$43,652
+HK$2,504/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,296/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,075
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,231
−HK$1,172/mo
Today · 4.125%
HK$45,403
baseline
▲ 0.50% · 4.625%
HK$47,796
+HK$2,393/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,806/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,998
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,273
−HK$1,295/mo
Today · 4.125%
HK$43,568
baseline
▲ 0.50% · 4.625%
HK$46,219
+HK$2,651/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,136/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,609
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,833
−HK$1,240/mo
Today · 4.125%
HK$48,073
baseline
▲ 0.50% · 4.625%
HK$50,607
+HK$2,534/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,146/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,853 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).