▼ 0.50% · 3.625%
HK$21,880
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,561
−HK$691/mo
Today · 4.125%
HK$23,252
baseline
▲ 0.50% · 4.625%
HK$24,667
+HK$1,415/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,504/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,341
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,994
−HK$662/mo
Today · 4.125%
HK$25,656
baseline
▲ 0.50% · 4.625%
HK$27,009
+HK$1,353/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,312/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,068
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,817
−HK$760/mo
Today · 4.125%
HK$25,577
baseline
▲ 0.50% · 4.625%
HK$27,134
+HK$1,557/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,154/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,775
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,493
−HK$729/mo
Today · 4.125%
HK$28,222
baseline
▲ 0.50% · 4.625%
HK$29,710
+HK$1,488/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,444/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,256
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,073
−HK$829/mo
Today · 4.125%
HK$27,902
baseline
▲ 0.50% · 4.625%
HK$29,600
+HK$1,698/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,804/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,210
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,993
−HK$795/mo
Today · 4.125%
HK$30,788
baseline
▲ 0.50% · 4.625%
HK$32,410
+HK$1,622/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,576/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,444
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,329
−HK$899/mo
Today · 4.125%
HK$30,228
baseline
▲ 0.50% · 4.625%
HK$32,067
+HK$1,839/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,456/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,644
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,492
−HK$861/mo
Today · 4.125%
HK$33,353
baseline
▲ 0.50% · 4.625%
HK$35,111
+HK$1,758/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,706/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,632
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,585
−HK$968/mo
Today · 4.125%
HK$32,553
baseline
▲ 0.50% · 4.625%
HK$34,534
+HK$1,981/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,106/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,078
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,992
−HK$927/mo
Today · 4.125%
HK$35,919
baseline
▲ 0.50% · 4.625%
HK$37,812
+HK$1,893/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,838/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,820
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,841
−HK$1,037/mo
Today · 4.125%
HK$34,878
baseline
▲ 0.50% · 4.625%
HK$37,000
+HK$2,122/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,756/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,512
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,491
−HK$994/mo
Today · 4.125%
HK$38,485
baseline
▲ 0.50% · 4.625%
HK$40,513
+HK$2,028/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$76,970/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,008
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,097
−HK$1,106/mo
Today · 4.125%
HK$37,203
baseline
▲ 0.50% · 4.625%
HK$39,467
+HK$2,264/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,406/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,946
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,991
−HK$1,059/mo
Today · 4.125%
HK$41,050
baseline
▲ 0.50% · 4.625%
HK$43,214
+HK$2,164/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,100/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,196
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,353
−HK$1,175/mo
Today · 4.125%
HK$39,528
baseline
▲ 0.50% · 4.625%
HK$41,934
+HK$2,406/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,056/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,380
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,490
−HK$1,126/mo
Today · 4.125%
HK$43,616
baseline
▲ 0.50% · 4.625%
HK$45,915
+HK$2,299/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,232/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,384
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,609
−HK$1,245/mo
Today · 4.125%
HK$41,854
baseline
▲ 0.50% · 4.625%
HK$44,400
+HK$2,546/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,708/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,814
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,989
−HK$1,192/mo
Today · 4.125%
HK$46,181
baseline
▲ 0.50% · 4.625%
HK$48,616
+HK$2,435/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,362/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,541 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).